140 Georgetown Rd, Gardners, PA 17324 Property Records

Adams County property record for 140 Georgetown Rd, Gardners, PA 17324

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,144 sqft · built 2000
Lot Size2.6 acres (113,256 sqft)
Owner2 Individual Names on Record
Last Sale$90,000 (May 2002)
Tax Bill$3,528 (2026)
Deeds & MortgagesMar 2024 Line of Credit
May 2006 Mortgage
Flood ZoneZone X (minimal risk)
APN22 G03-0131-000

Property Details

APN / Parcel Number

Primary APN22 G03-0131-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,144 sqft Living Area

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Lot Area113,256 sqft (2.6 acres)
Garage TypeAttached
Garage Area784 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelPropane

Location & Zoning

Street Address140 GEORGETOWN RD
CityGARDNERS
StatePA
Zip17324-9628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal Lot NumberL-0007
JurisdictionADAMS PA
Township / Civil DivisionHUNTINGTON
Census Block Group1
Census Block1113
Census Tract30200

Owner

Source: Adams County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address140 GEORGETOWN RD, GARDNERS, PA 17324-9628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Deed of Trust, Mortgage · Line of Credit
ORRSTOWN BANK
May 3, 2006Deed of Trust, Mortgage · Conventional Mortgage
SLM FINANCIAL CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2002 · Amount on Record
Deed SaleMay 15, 2002 · Amount on Record
Deed Book / Page2661 / 63
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS PA
Property Address140 GEORGETOWN RD, GARDNERS, PA 17324-9628
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 GEORGETOWN RD, GARDNERS, PA 17324-9628

Mortgage

Document Number007190/391
DateMar 22, 2024
Book Page7190/391
Lender
NameORRSTOWN BANK
TypeBank
AddressSHIPPENSBURG, PA 17257
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionADAMS PA
Property Address140 GEORGETOWN RD, GARDNERS, PA 17324-9628
Transaction TypeMortgage
Record UpdatedApr 21, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004401/290
DateMay 3, 2006
Book Page4401/290
Instrument04401_00290
Lender
NameSLM FINANCIAL CORP
TypeFunding / Finance Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2036

Tax Assessment & Valuation

Source: Adams County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyAdams County
County SubdivisionHuntington Township
Unified School DistrictBermudian Springs School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,528.00 (+9.5%)$186,500 (-) Land $74,400 Building $112,100
2024$3,222.00$186,500 Land $74,400 Building $112,100
2010$186,500 Land $74,400 Building $112,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1996–2015)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2015 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 84% of Pennsylvania
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
PA.net
Fixed Wireless · not low latency
200 / 50
AT&T
Fixed Wireless
100 / 20

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