140 Flat Rock Rd, Morrisonville, NY 12962 Property Records

Clinton County and Schuyler Falls Town property record for 140 Flat Rock Rd, Morrisonville, NY 12962

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,508 sqft · built 1966
Lot Size	2.1 acres (91,476 sqft)
Owner	Individual Name on File
Last Sale	$87,500 (Mar 2003)
Tax Bill	$4,479 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`094600 218.-2-48`

Property Details

APN / Parcel Number

Primary APN	`094600 218.-2-48`
Alternative APN	`460021800000020480000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft
Game Room	Game Room

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	244 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	140 FLAT ROCK RD
City	MORRISONVILLE
State	NY
Zip	12962-2810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT VANN RD.
Legal Block	2
Legal Lot Number	48.000
Jurisdiction	CLINTON NY
Township / Civil Division	SCHUYLER FALLS
Census Block Group	1
Census Block	1017
Census Tract	103900

Owner

140 Flat Rock Rd is owned and occupied by an individual who bought it in March 2003.

Source: Clinton County and Schuyler Falls Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	140 FLAT ROCK RD, MORRISONVILLE, NY 12962-2810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2003 · Amount on File
Deed Sale	Mar 17, 2003 · Amount on File
Deed Book / Page	20031 / 52910
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	140 FLAT ROCK RD, MORRISONVILLE, NY 12962-2810
Document Number	0000312197
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 21, 2020
Title Company	CLINTON ABSTRACT, CLINTON ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 FLAT ROCK RD MORRISONVILLE NY 129622810, MORRISONVILLE, NY 12962-2810

Mortgage

Document Number	0000312197
Date	Dec 8, 2020
Instrument	312197

Lender

Name	DANNEMORA FCU
Address	PLATTSBURGH, NY 12901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 7, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 140 Flat Rock Rd was $4,479 with a homeowner's exemption, up 297.4% from the year before.

Source: Clinton County and Schuyler Falls Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Schuyler Falls Town
Unified School District	Saranac Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,479.00 (+297.43%) Homeowner's exemption
2025	$1,127.00	$150,000 Land $26,700 Building $123,300	$223,900 Land $39,854 Building $184,046
2023		$150,000 Land $26,700 Building $123,300	$200,000 Land $35,600 Building $164,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Flat Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Flat Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880