140 Emerald Forest Dr, Franklinton, NC 27525 Property Records

Franklin County property record for 140 Emerald Forest Dr, Franklinton, NC 27525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 2000
Lot Size	1.15 acres (50,094 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Feb 2020)
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1866-23-2954`

Property Details

APN / Parcel Number

Primary APN	`1866-23-2954`
Alternative APNs	`D02E00 014` `1800022533` `030972`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Total Area
Utility Area	40 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)

Exterior Amenities

Porch	Porch
Porch Area	70 sqft
Deck Area	100 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1800022533
Old Parcel Number	D02E00 014
Street Address	140 EMERALD FOREST DR
City	FRANKLINTON
State	NC
Zip	27525-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSL
Legal Description	MB 97/315
Legal Subdivision	EMERALD FOREST LOT
Legal Lot Number	14
Jurisdiction	FRANKLIN NC
Township / Civil Division	FRANKLINTON
Census Block Group	2
Census Block	2014
Census Tract	60403

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 EMERALD FOREST DR, FRANKLINTON, NC 27525-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Line of Credit LATINO COMMUNITY CREDIT UNION
Feb 7, 2020	Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU
Aug 3, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2020 · Amount on Record
Deed Sale	Feb 7, 2020 · Amount on Record
Prior Sale	Aug 3, 2017 · Amount on Record
Deed Document Number	0022000490
Deed Book / Page	2200 / 0490
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Recording Date	Jul 17, 2026
Property Address	140 EMERALD FOREST DR, FRANKLINTON, NC 27525-9612
Document Number	0010115811
Book / Page	2437 / 1355
Instrument Date	Jul 13, 2026
Instrument	202610115811
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 EMERALD FOREST DR, FRANKLINTON, NC 27525-9612

Mortgage

Document Number	0010115811,
Date	Jul 17, 2026
Book Page	2437/1355
Instrument	202610115811

Lender

Name	LATINO COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Feb 7, 2020
Property Address	140 EMERALD FOREST DR, FRANKLINTON, NC 27525-9612
Document Number	0022000490
Book / Page	2200 / 0490
Map Reference	MB 1997 PG 315
Instrument Date	Feb 6, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11543 BUCKSKIN DR, 11543, ZIONSVILLE, IN 46077-4418

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 EMERALD FOREST DR, FRANKLINTON, NC 27525-9612

Mortgage

Document Number	0002200494
Date	Feb 7, 2020
Instrument	2200/494

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	5.25%
Max Rate At Change	6%
Margin	2

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Aug 3, 2017
Property Address	140 EMERALD FOREST DR, FRANKLINTON, NC 27525-9612
Document Number	0021080310
Book / Page	2108 / 310
Map Reference	MAP1997 PG315
Instrument Date	Aug 3, 2017
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$231.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 137, FRANKLINTON, NC 27525-0137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 EMERALD FOREST DR, FRANKLINTON, NC 27525-9612

Mortgage

Document Number	0002108312
Date	Aug 3, 2017
Instrument	2108/312

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,467.00 (+38.27%)	$238,190 (+116.5%) Land $79,200 Building $158,990	$238,190 (+116.5%) Land $79,200 Building $158,990
2023	$1,061.00	$110,020 Land $27,500 Building $82,520	$110,020 Land $27,500 Building $82,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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