140 Ely Harmony Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 140 Ely Harmony Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,075 sqft · built 1988
Lot Size	3.35 acres (145,926 sqft)
Owner	Individual Name on File
Last Sale	$316,500 (May 2002)
Tax Bill	$13,689 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00104-0000-00032-01`

Property Details

APN / Parcel Number

Primary APN	`17-00104-0000-00032-01`
Alternative APNs	`17001040000000320001` `5969000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,075 sqft Living Area
1st Floor Area	2,138 sqft
Upper Floors Area	1,500 sqft
Basement Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	145,926 sqft
Garage Type	Built-in
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	420 sqft
Porch	Open Porch
Deck Area	352 sqft
Patio Area	213 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	5969000
Street Address	140 ELY HARMONY RD
City	FREEHOLD
State	NJ
Zip	07728-8012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE80
Legal Description	INCL BLK 104 LOTS 32-1 29 & 30 NIT 1A
Legal Subdivision	MICHAEL J HIGGINSON
Legal Block	104
Legal Lot Number	32.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2020
Census Tract	810600

Owner

Source: Monmouth County and Freehold Township records · APN 17-00104-0000-00032-01

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	140 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2002 · Amount on Record
Deed Sale	May 24, 2002 · Amount on Record
Deed Book / Page	8108 / 7711
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	140 ELY HARMONY RD, FREEHOLD, NJ 07728-8012
Document Number	0000046382
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 09, 2020
Title Company	ANGEL TITLE AND ABSTRACT INC, ANGEL TITLE & ABS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 ELY HARMONY RD FREEHOLD NJ 077288012, FREEHOLD, NJ 07728-8012

Mortgage

Document Number	0000046382
Date	May 01, 2020
Book Page	009411/005274
Instrument	46382

Lender

Name	PROVIDENT BK
Type	Bank
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 30, 2035

Tax Assessment & Valuation

Source: Monmouth County and Freehold Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$845,400 (+5.11%) Land $308,500 Building $536,900	$845,400 (+5.11%) Land $308,500 Building $536,900
2025	$13,689.00 (+1.25%)	$804,300 (+16.9%) Land $283,500 Building $520,800	$804,300 (+16.9%) Land $283,500 Building $520,800
2024	$13,520.00 (+12.77%)
2023		$688,000 Land $223,500 Building $464,500	$688,000 Land $223,500 Building $464,500
2022	$11,989.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), as of September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258106002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 12 condo units
Nearby Flood Claims	1 (1987)
Most Recent Claim	Aug 1987 · river or lake flooding

Wildfire

Wildfire Risk	High above 70% of the US · above 83% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Based on FCC filings for 10 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ1316001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.