Bradford County property record for 140 Elms Rd, Troy, PA 16947
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 4 ba · built 2011 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,394 (2026) |
| Deeds & Mortgages | Oct 2025 Transfer Aug 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 53-068.00-026-000-000 |
| Primary APN | 53-068.00-026-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Modular |
| Lot Area | 32,234 sqft (0.74 acres) |
| Street Address | 140 ELMS RD |
|---|---|
| City | TROY |
| State | PA |
| Zip | 16947-8502 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | MODULAR HOME & GARAGE |
| Jurisdiction | BRADFORD PA |
| Township / Civil Division | TROY |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 950700 |
Source: Bradford County records, as of April 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 ELMS RD, TROY, PA 16947-8502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 2, 2025 | Intrafamily Transfer, Transfer |
| Aug 1, 2018 | Deed of Trust, Mortgage · ARM CITIZENS & NORTHERN BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 25, 2025 |
| Transfer Doc | 0202509916 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRADFORD PA |
| Recording Date | Oct 2, 2025 |
| Property Address | 140 ELMS RD, TROY, PA 16947-8502 |
| Document Number | 0202509916 |
| Instrument Date | Sep 25, 2025 |
| Instrument | 202509916 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 140 ELMS RD, TROY, PA 16947-8502 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD PA |
| Property Address | 140 ELMS RD, TROY, PA 16947-8502 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Name | Verified Name |
|---|
| Document Number | 201810491 |
|---|---|
| Date | Aug 1, 2018 |
| Instrument | 201810491 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | WELLSBORO, PA 16901 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.38% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.38% |
| Max Rate At Change | 7.38% |
| Index | 1-Year LIBOR |
| Max Rate | 11.3% |
Source: Bradford County assessment roll, as of April 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bradford County |
| County Subdivision | Troy Township |
| Unified School District | Troy Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,394.00 (+4.95%) | $37,650 (-) | |
| 2025 | $2,281.00 (+4.68%) | $37,650 (-) | |
| 2024 | $2,179.00 | $37,650 | |
| 1999 | $75,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2011–2018) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Cable | 2,000 / 40 |
| Empire Long Distance Fiber | 1,000 / 100 |
May also be available: Frontier, Verizon.
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