140 Elm, Watson, MN 56295 Property Records

Chippewa County property record for 140 Elm, Watson, MN 56295

Property Summary

Property Type	Single Family Home
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Mar 2022)
Tax Bill	$2,666 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
APN	`90-020-0140`

Property Details

APN / Parcel Number

Primary APN	`90-020-0140`
Alternative APN	`23333`

Exterior

Lot Area	10,454 sqft (0.24 acres)

Location & Zoning

Account Number	23333
Street Address	140 ELM
City	WATSON
State	MN
Zip	56295-1700
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HAUGLANDS 2ND ADDITION LOT 5 BLOCK 1
Legal Subdivision	HAUGLANDS 2ND ADDITION
Legal Block	1
Legal Lot Number	5
Jurisdiction	CHIPPEWA MN
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2197
Census Tract	950500

Owner

Source: Chippewa County records · APN 90-020-0140

Assessment roll updated August 5, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	140 ELM, WATSON, MN 56295-1700
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2022 · Amount on Record
Deed Sale	Mar 02, 2022 · Amount on Record
Prior Sale	Jul 25, 2011 · Amount on Record
Deed Document Number	2022311938
Prior Transfer Date	Aug 16, 2005
Prior Transfer Doc	1000265991
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHIPPEWA MN
Recording Date	Mar 02, 2022
Property Address	140 ELM, WATSON, MN 56295-1700
Document Number	A000311938
Instrument Date	Feb 24, 2022
Instrument	A000311938
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	140 ELM, WATSON, MN 56295-1700

Mortgage

Document Number	A000311939
Date	Mar 02, 2022
Instrument	A000311939

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chippewa County records · Assessment roll updated August 5, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Chippewa County
Municipality	Watson City
Unified School District	Montevideo Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,666.00 (+80.14%)
2025		$116,500 (+10.64%) Land $1,800 Building $114,700	$116,500 (+10.64%) Land $1,800 Building $114,700
2023		$105,300 Land $1,800 Building $103,500	$105,300 Land $1,800 Building $103,500
2022	$1,480.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Farmers Mutual Telephone Company (MN) Fiber	1,000 / 1,000
LTD Broadband Fixed Wireless	150 / 130
Midcontinent Communications Fixed Wireless	100 / 20

Based on FCC filings for 114 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Watson serves 175 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.