Caldwell County property record for 140 Elm St, Lockhart, TX 78644
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,286 sqft · built 1930 |
| Lot Size | 0.222 acres (9,688 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $3,838 (2026) |
| Deeds & Mortgages | Jun 2020 Sale Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300617-000-005-00 |
| Primary APN | 0300617-000-005-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Georgian |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Type | Mansard |
| Lot Area | 9,688 sqft (0.222 acres) |
| Lot Dimensions | 107 ft deep x 91 ft wide |
| Porch | Slab |
| Porch Area | 136 sqft |
| Storage Building | 192 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Space Heater |
| Account Number | 18084 |
|---|---|
| Street Address | 140 ELM ST |
| City | LOCKHART |
| State | TX |
| Zip | 78644-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOVELAND-SCHNEIDER SUBD, LOT 5 |
| Legal Subdivision | LOVELAND-SCHNEIDER SUBD |
| Legal Lot Number | 5 |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 960400 |
Source: Caldwell County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2701 E 2ND ST, AUSTIN, TX 78702-4715 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 23, 2020 | Warranty Deed, Transfer INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY |
| Jan 5, 2017 | Vendor's Lien, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 |
| Deed Sale | Dec 4, 2025 |
| Prior Sale | Jun 23, 2020 |
| Deed Document Number | 20258866 |
| Prior Transfer Date | Jul 17, 2025 |
| Prior Transfer Doc | 0000005477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Jun 23, 2020 |
| Property Address | 140 ELM ST, LOCKHART, TX 78644-2310 |
| Document Number | 2020003163 |
| Map Reference | CAB A PG 200 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 2020-003163 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Title Company | INDEPENDENCE TITLE AGENCY, INDEPENDENCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 41 W SAND POND RD, 41, LIMINGTON, ME 04049-3117 |
| Name | Verified Name |
|---|---|
| Address | 140 ELM ST, LOCKHART, TX 78644-2310 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | CALDWELL TX |
| Recording Date | Jan 5, 2017 |
| Property Address | 140 ELM ST, LOCKHART, TX 78644-2310 |
| Document Number | 2017000072 |
| Map Reference | CAB A SL 200 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 2017-000072 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 ELM ST, LOCKHART, TX 78644-2310 |
| Document Number | 2017000073 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 2017-000073 |
| Name | PACIFIC UNION FINANCIAL LLC |
|---|---|
| Type | Lending Institution |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,838.00 (+36.58%) | $185,980 (-14.17%) Land $91,930 Building $94,050 | $185,980 (-36.14%) Land $91,930 Building $94,050 |
| 2025 | $216,687 (+21%) Land $118,380 Building $172,870 | $291,250 (-3.76%) Land $118,380 Building $172,870 | |
| 2024 | $2,810.00 (+8.75%) | ||
| 2023 | $2,584.00 (-54.63%) | $179,080 Land $86,120 Building $216,510 | $302,630 Land $86,120 Building $216,510 |
| 2022 | $5,695.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1992–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jan 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications, Spry Air Fiber, T-Mobile, Verizon, VTX Communications.
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