140 E Spruce St, Williamstown, PA 17098 Property Records

Dauphin County property record for 140 E Spruce St, Williamstown, PA 17098

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,326 sqft · built 1900
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$84,500 (Apr 2017)
Tax Bill	$1,726 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-001-042`

Property Details

APN / Parcel Number

Primary APN	`70-001-042`
Alternative APN	`700010420000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,326 sqft Living Area
1st Floor Area	786 sqft
Attic	Attic
Attic Area	432 sqft
Basement Area	786 sqft
Unfinished Basement	786 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	108 sqft
Patio Area	168 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	700010420000000
Street Address	140 E SPRUCE ST
City	WILLIAMSTOWN
State	PA
Zip	17098-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	DAUPHIN PA
Township / Civil Division	WILLIAMSTOWN
Census Block Group	2
Census Block	2018
Census Tract	24900

Owner

Source: Dauphin County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 E SPRUCE ST, WILLIAMSTOWN, PA 17098-1415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Apr 28, 2017	Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Deed Document Number	201710549
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAUPHIN PA
Recording Date	Jul 24, 2026
Property Address	140 E SPRUCE ST, WILLIAMSTOWN, PA 17098-1415
Document Number	0000017735
Instrument Date	Jul 20, 2026
Instrument	202617735
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E SPRUCE ST, WILLIAMSTOWN, PA 17098-1415

Mortgage

Document Number	0000017735,
Date	Jul 24, 2026
Instrument	202617735

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	DAUPHIN PA
Recording Date	Apr 28, 2017
Property Address	140 E SPRUCE ST, WILLIAMSTOWN, PA 17098-1415
Document Number	0000010549
Instrument Date	Apr 21, 2017
Instrument	20170010549
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E SPRUCE ST, WILLIAMSTOWN, PA 17098-1415

Mortgage

Document Number	0000010550
Date	Apr 28, 2017
Instrument	20170010550

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Dauphin County assessment roll, as of April 6, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Dauphin County
Municipality	Williamstown Borough
Unified School District	Williams Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,726.00 (+17.41%)	$45,800 (-) Land $9,800 Building $36,000
2025			$45,800 (-) Land $9,800 Building $36,000
2024		$45,800 Land $9,800 Building $36,000
2023	$1,470.00		$45,800 Land $9,800 Building $36,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILLIAMSTOWN BORO AUTH serves 2,390 people · EPA ID PA7220037
Water Source	Surface water
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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