140 E Ridgeline Dr, Boise, ID 83702 Property Records

Ada County property record for 140 E Ridgeline Dr, Boise, ID 83702

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,031 sqft · built 1990
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$1,546,879 (Aug 2025)
Tax Bill	$11,378 (2025)
Deeds & Mortgages	Apr 2026 Construction Loan Dec 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R8037300140`

Property Details

APN / Parcel Number

Primary APN	`R8037300140`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,031 sqft Living Area
Gross Area	3,989 sqft
1st Floor Area	2,372 sqft
Upper Floors Area	659 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Attached
Garage Area	958 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	80 sqft
Patio Area	605 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	140 E RIDGELINE DR
City	BOISE
State	ID
Zip	83702-6516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	LOT 38 BLK 2 SOMERSET RIDGE SUB #1C #95092489
Legal Range	02E
Legal Township	04N
Legal Section	35
Legal Subdivision	SOMERSET RIDGE SUB NO 01C
Legal Block	2
Legal Lot Number	38
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1000
Census Tract	201

Owner

140 E Ridgeline Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 E RIDGELINE DR, BOISE, ID 83702-6516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2026	Deed of Trust, Mortgage · Construction Mortgage U S BANK N A
Dec 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2025 · Amount on File
Deed Sale	Aug 18, 2025 · Amount on File
Deed Document Number	202553081
Prior Transfer Date	Apr 3, 2014
Prior Transfer Doc	0114027258
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	Apr 10, 2026
Property Address	140 E RIDGELINE DR, BOISE, ID 83702-6516
Document Number	0000025175
Instrument Date	Apr 10, 2026
Instrument	202625175
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E RIDGELINE DR, BOISE, ID 83702-6516

Mortgage

Document Number	0000025175,
Date	Apr 10, 2026
Instrument	202625175

Lender

Name	U S BANK N A

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	140 E RIDGELINE DR, BOISE, ID 83702-6516
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E RIDGELINE DR, BOISE, ID 83702-6516

Mortgage

Document Number	0000080101
Date	Dec 3, 2025
Instrument	2025-080101

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.67%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.6%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.6%

Tax Assessment & Valuation

The 2025 property tax bill for 140 E Ridgeline Dr was $11,378, up 3.6% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Boise City
Unified School District	Boise City Independent School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,378.00 (+3.64%)	$1,359,600	$1,359,600
2024	$10,978.00
2023		$1,108,900 Land $383,400 Building $725,500	$1,108,900 Land $383,400 Building $725,500
2022	$9,263.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 E Ridgeline Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1992)
Most Recent Claim	Jun 1992 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 E Ridgeline Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 76% of Idaho
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Anthem Broadband, Verizon.

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