140 E Main St, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 140 E Main St, Westborough, MA 01581

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,021 sqft · built 1795
Lot Size	0.991 acres (43,155 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Aug 2023)
Tax Bill	$9,442 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WBOR M:0028 B:000055 L:0`

Property Details

APN / Parcel Number

Primary APN	`WBOR M:0028 B:000055 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,021 sqft Living Area
Gross Area	3,500 sqft
Basement Area	771 sqft
Unfinished Basement	771 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1795
Effective Year Built	Effective 1795
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,155 sqft (0.991 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	140 E MAIN ST
City	WESTBOROUGH
State	MA
Zip	01581-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	55
Jurisdiction	WESTBOROUGH MA
Township / Civil Division	WESTBOROUGH
Census Block Group	3
Census Block	3017
Census Tract	761200

Owner

140 E Main St is owned and occupied by two individuals who bought it in August 2023.

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	140 E MAIN ST, WESTBOROUGH, MA 01581-1769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROSS MORTGAGE COMPANY INC
May 23, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LCC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2023 · Amount on File
Deed Sale	Aug 18, 2023 · Amount on File
Prior Sale	Apr 10, 1997 · Amount on File
Deed Book / Page	69539 / 293
Record Updated	Oct 29, 2026

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WESTBOROUGH MA
Recording Date	Aug 18, 2023
Property Address	140 E MAIN ST, WESTBOROUGH, MA 01581-1769
Document Number	069539-293
Book / Page	69539 / 293
Instrument Date	Aug 18, 2023
Instrument	68463
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 E MAIN ST, WESTBOROUGH, MA 01581-1769

Mortgage

Document Number	0000068464
Date	Aug 18, 2023
Instrument	68464

Lender

Name	ROSS MORTGAGE COMPANY INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTBOROUGH MA
Property Address	140 E MAIN ST, WESTBOROUGH, MA 01581-1769
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60448-243
Date	May 23, 2019
Book Page	60448/243
Instrument	46853

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 140 E Main St was $9,442, up 1.3% from the year before.

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westborough Town
Unified School District	Westborough School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,442.00 (+1.28%)	$592,700 (+3.56%) Land $361,900 Building $230,800	$612,280 (+7.56%)
2025	$9,323.00 (+4.4%)	$572,300 (+5.16%) Land $341,500 Building $230,800	$569,240 (+21.15%)
2024	$8,930.00 (+4.59%)	$544,200 (+7.34%) Land $317,500 Building $226,700	$469,870
2023	$8,538.00	$507,000 Land $301,000 Building $206,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 E Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1982–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTBOROUGH WATER DEPARTMENT serves 21,567 people · EPA ID MA2328000
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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