140 E Main St, Oak Harbor, OH 43449 Property Records

Ottawa County property record for 140 E Main St, Oak Harbor, OH 43449 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,008 sqft · built 1910
Lot Size	0.133 acres (5,772 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2024)
Tax Bill	$2,287 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043867-4`

Property Details

APN / Parcel Number

Primary APN	`043867-4`
Alternative APN	`027-20420-32709-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	1,668 sqft
1st Floor Area	612 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	5,772 sqft (0.133 acres)
Lot Dimensions	165 ft deep x 35 ft wide

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	304 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	043867-4
Street Address	140 E MAIN ST
City	OAK HARBOR
State	OH
Zip	43449-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S04 T06 R15 PT NW
Legal Range	15E
Legal Township	06N
Legal Section	04
Jurisdiction	OTTAWA OH
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3013
Census Tract	50700

Owner

Source: Ottawa County records · APN 043867-4

Assessment roll updated April 20, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	140 E MAIN ST, OAK HARBOR, OH 43449-1414
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Warranty Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jun 07, 2022	Deed, Transfer · Conventional Mortgage SUN FCU
Dec 05, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2024 · Amount on Record
Deed Sale	Apr 15, 2024 · Amount on Record
Deed Document Number	20242178
Deed Book / Page	1985 / 832
Prior Transfer Date	Aug 05, 2019
Prior Transfer Doc	0000290612
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Apr 15, 2024
Property Address	140 E MAIN ST, OAK HARBOR, OH 43449-1414
Document Number	0000002178
Book / Page	1985 / 832
Instrument Date	Mar 13, 2024
Instrument	202400002178
Transaction Type	Transfer
Record Updated	Apr 25, 2024
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E MAIN ST, OAK HARBOR, OH 43449-1414

Mortgage

Document Number	0000002179
Date	Apr 15, 2024
Instrument	202400002179

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2054

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OTTAWA OH
Recording Date	Jun 07, 2022
Property Address	140 E MAIN ST, OAK HARBOR, OH 43449-1414
Document Number	0000318211
Book / Page	1901 / 945
Instrument Date	May 05, 2022
Instrument	2022-318211
Transaction Type	Transfer
Record Updated	Feb 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E MAIN ST, OAK HARBOR, OH 43449-1414

Mortgage

Document Number	0019010948
Date	Jun 07, 2022
Instrument	1901-0948

Lender

Name	SUN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 01, 2027
Change Frequency	5 Years
Min Rate At Change	4.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Max Rate	10.5%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OH
Recording Date	Dec 05, 2019
Property Address	140 E MAIN ST, OAK HARBOR, OH 43449-1414
Document Number	0000290612
Book / Page	001747 / 000450
Instrument Date	Aug 05, 2019
Instrument	290612
Transaction Type	Transfer
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	223 E WALNUT ST HILLSBORO OH 451331556, HILLSBORO, OH 45133-1556

Tax Assessment & Valuation

Source: Ottawa County records · Assessment roll updated April 20, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Salem Township
Municipality	Oak Harbor Village
Unified School District	Benton-Carroll-Salem Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,287.00 (-0.74%)	$51,213 (-) Land $6,185 Building $45,028
2024	$2,304.00 (+39.13%)	$51,213 (+58.66%) Land $6,185 Building $45,028	$146,320 (+58.66%) Land $17,670 Building $128,650
2023	$1,656.00 (+3.11%)	$32,278 (-) Land $5,156 Building $27,122
2022	$1,606.00	$32,278 Land $5,156 Building $27,122
2021			$92,220 Land $14,730 Building $77,490

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ottawa County (39123C), updated November 30, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391230507003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1998)
Most Recent Claim	Apr 1998, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 338 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Omni Fiber	Fiber	10,000 / 10,000
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Amplex Electric	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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