Seminole County property record for 140 E 2nd St, Chuluota, FL 32766
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,118 sqft · built 1958 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Jan 2014) |
| Tax Bill | $2,775 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-21-32-5CF-2300-0050 |
| Primary APN | 21-21-32-5CF-2300-0050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,250 sqft (0.258 acres) |
| Lot Dimensions | 150 ft deep x 75 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 399 sqft |
| Patio Area | 2 sqft |
| Utility Building | 64 sqft |
| Cooling System | Package A/C |
|---|
| Street Address | 140 E 2ND ST |
|---|---|
| City | CHULUOTA |
| State | FL |
| Zip | 32766-9273 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 5 BLK 23 NORTH CHULUOTA PB 2 PG 54 TO 58 |
| Legal Range | 32E |
| Legal Township | 21S |
| Legal Section | 21 |
| Legal Subdivision | NORTH CHULUOTA |
| Legal Tract | 5CF |
| Legal Block | 23 |
| Legal Lot Number | 5 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 21206 |
Source: Seminole County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 140 E 2ND ST, CHULUOTA, FL 32766-9273 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2014 · Amount on Record |
| Deed Sale | Jan 23, 2014 · Amount on Record |
| Prior Sale | Jul 1, 2002 · Amount on Record |
| Deed Document Number | 20148185 |
| Deed Book / Page | 8199 / 135 |
| Prior Transfer Date | May 1, 1999 |
| Prior Transfer Doc | 3653000900 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Jun 15, 2026 |
| Property Address | 140 E 2ND ST, CHULUOTA, FL 32766-9273 |
| Document Number | 0000059165 |
| Book / Page | 11057 / 265 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 202659165 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 140 E 2ND ST, CHULUOTA, FL 32766-9273 |
| Document Number | 0000059165, |
|---|---|
| Date | Jun 15, 2026 |
| Book Page | 11057/265 |
| Instrument | 202659165 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.72% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 140 E 2ND ST, CHULUOTA, FL 32766-9273 |
| Document Number | 0090351490 |
| Book / Page | 009035 / 001490 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 140 E 2ND ST CHULUOTA FL 327669273, CHULUOTA, FL 32766-9273 |
| Document Number | 0090351490 |
|---|---|
| Date | Dec 7, 2017 |
| Book Page | 009035/001490 |
| Instrument | 123176 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 6, 2037 |
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,775.00 (+19.05%) | $197,521 (+15.68%) Land $92,700 Building $104,821 | $197,521 (+15.68%) Land $92,700 Building $104,821 |
| 2023 | $2,331.00 (+5.33%) | $170,751 (+3.35%) | $170,751 (%) Land $69,525 Building $101,226 |
| 2022 | $2,213.00 | $165,210 | $170,758 Land $73,388 Building $97,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 5 (2016–2026) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHULUOTA WATER SYSTEM public/private · serves 3,863 people · EPA ID FL3590186 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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