140 E 18th St, Holland, MI 49423 Property Records

Ottawa County property record for 140 E 18th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,242 sqft · built 1897
Lot Size	0.152 acres (6,621 sqft)
Owner	Individual Name on Record
Last Sale	$116,528 (Nov 2025)
Tax Bill	$2,873 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Nov 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-32-206-018`

Property Details

APN / Parcel Number

Primary APN	`70-16-32-206-018`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	934 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Lot Area	6,621 sqft (0.152 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	140 E 18TH ST
City	HOLLAND
State	MI
Zip	49423-4220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 4, BLK F ALSO N 1/2 OF VAC ALLEY ADJ ON THE SOUTH BOSMAN'S ADD SEC 32 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	32
Legal Subdivision	BOSMANS ADD
Legal Block	F
Legal Lot Number	4
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	3
Census Block	3014
Census Tract	25800

Owner

Source: Ottawa County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	353 S 168TH AVE, HOLLAND, MI 49424-2368
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Nov 7, 2025	Warranty Deed, Transfer UNKNOWN, APOLLO TITLE AGENCY
Aug 25, 2023	Deed of Trust, Mortgage · FHA Mortgage LAKE MICHIGAN CU
May 6, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 2, 2017	Warranty Deed, Transfer · FHA Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on Record
Deed Sale	Nov 7, 2025 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Document Number	202531537
Prior Transfer Date	Jun 2, 2005
Prior Transfer Doc	004888/872
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Oct 9, 2026
Property Address	140 E 18TH ST, HOLLAND, MI 49423-4220
Document Number	0000031583
Instrument Date	Oct 9, 2026
Instrument	202631583
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031583,
Date	Oct 9, 2026
Instrument	202631583

Lender

Name	OCMBC INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 7, 2025
Property Address	140 E 18TH ST, HOLLAND, MI 49423-4220
Document Number	20250031537
Map Reference	LB 3 PG 19
Instrument Date	Nov 6, 2025
Instrument	2025-0031537
Transaction Type	Transfer
Record Updated	Nov 18, 2025
Title Company	UNKNOWN, APOLLO TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$877.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 E 18TH ST, HOLLAND, MI 49423-4220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	353 S 168TH AVE, HOLLAND, MI 49424-2368

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	140 E 18TH ST, HOLLAND, MI 49423-4220
Transaction Type	Mortgage
Record Updated	Sep 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E 18TH ST, HOLLAND, MI 49423-4220

Mortgage

Document Number	20230021323
Date	Aug 25, 2023
Instrument	2023-0021323

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	285 Months
Due	May 1, 2047

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	140 E 18TH ST, HOLLAND, MI 49423-4220
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210024457
Date	May 6, 2021
Instrument	2021-0024457

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	May 1, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	May 2, 2017
Property Address	140 E 18TH ST, HOLLAND, MI 49423-4220
Document Number	20170015687
Map Reference	LB3 PG19
Instrument Date	Apr 18, 2017
Instrument	2017-0015687
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 E 22ND ST, 78, HOLLAND, MI 49423-4812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4670 CEDAR FALLS CT APT 102, 102, HOLLAND, MI 49424-7432

Mortgage

Document Number	20170015688
Date	May 2, 2017
Instrument	2017-0015688

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$114,000 (+4.11%)	$228,000 (+4.11%)
2025	$2,873.00 (+2.9%) Homeowner's exemption	$109,500 (+31.29%)	$219,000 (+31.29%)
2024	$2,792.00 (+12.58%)
2023		$83,400	$166,800
2022	$2,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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