140 E 10th St, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 140 E 10th St, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,902 sqft · built 2021
Lot Size1.17 acres (50,965 sqft)
OwnerIndividual Name on File
Tax Bill$5,252 (2025)
Deeds & MortgagesOct 2020 Construction Loan
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN175B-09-01-006

Property Details

APN / Parcel Number

Primary APN175B-09-01-006
Alternative APN
  • 12288

Interior

Full Baths2 Baths
Half Baths1 Half Bath
Building Area2,902 sqft Living Area
2nd Floor Area336 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area50,965 sqft (1.17 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number12288
Street Address140 E 10TH ST
CityPONTOTOC
StateMS
Zip38863-3824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.17 AC NW1/4 N OF 10TH DB 401-150 DB 353-607 20140914 2/25/14 20200042 1/7/20 20200296 1/22/20 662 419 5439
JurisdictionPONTOTOC MS
Township / Civil Division5
Census Block Group4
Census Block4035
Census Tract950300

Owner

Source: Pontotoc County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address140 E 10TH ST, PONTOTOC, MS 38863-3824
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2020Deed of Trust, Mortgage · Construction Mortgage
FNB OXFORD BANK
Dec 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address140 E 10TH ST, PONTOTOC, MS 38863-3824
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 GREENBRIAR CIR, PONTOTOC, MS 38863-5006

Mortgage

Document Number2020003812
DateOct 12, 2020
Instrument2020003812
Lender
NameFNB OXFORD BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term9 Months
DueJul 2, 2021

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address140 E 10TH ST, PONTOTOC, MS 38863-3824
Transaction TypeMortgage
Record UpdatedMay 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 GREENBRIAR CIR, PONTOTOC, MS 38863-5006

Mortgage

Document Number2021005119
DateDec 3, 2021
Instrument2021005119
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
MunicipalityPontotoc City
Unified School DistrictPontotoc City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,252.00 (+4.06%) Homeowner's exemption$39,546 (-0.07%)$382,313 (-0.05%) Land $10,000 Building $372,313
2023$5,047.00 Homeowner's exemption$39,573$382,491 Land $10,000 Building $372,491

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BCI Mississippi Broadband
Fiber · Cable in parts of the area
10,000 / 10,000
Tombigbee Electric Power Association
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Telapex
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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