140 Drum Rock Ave, Warwick, RI 02886 Property Records

Warwick City property record for 140 Drum Rock Ave, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1973
Lot Size	0.721 acres (31,422 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Nov 2018)
Tax Bill	$6,553 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2024 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`24402080000`

Property Details

APN / Parcel Number

Primary APN	`24402080000`
Alternative APNs	`WARW M:244 B:0208 L:0000` `107489510`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	3,369 sqft
1st Floor Area	1,600 sqft
Basement Area	1,032 sqft
Finished Basement	1,032 sqft
Unfinished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,422 sqft (0.721 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	107489510
Street Address	140 DRUM ROCK AVE
City	WARWICK
State	RI
Zip	02886-6703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Block	208
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	5
Census Block	5006
Census Tract	22201

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 DRUM ROCK AVE, WARWICK, RI 02886-6703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC
Jul 22, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE BANK
Nov 1, 2021	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC
Mar 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance RHODE ISLAND HOUSING & MTG FIN CORP
Jul 22, 2020	Deed of Trust, Mortgage · FHA Mortgage RIVER CITY MORTGAGE LLC
Nov 9, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2018 · Amount on Record
Deed Sale	Nov 9, 2018 · Amount on Record
Deed Document Number	201815964
Deed Book / Page	9166 / 326
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	140 DRUM ROCK AVE, WARWICK, RI 02886-6703
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009994-272
Date	Nov 1, 2021
Book Page	9994/272
Instrument	21907

Lender

Name	RIVER CITY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	140 DRUM ROCK AVE, WARWICK, RI 02886-6703
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	010527-214
Date	Jul 22, 2024
Book Page	10527/214
Instrument	7342

Lender

Name	HARBORONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	140 DRUM ROCK AVE, WARWICK, RI 02886-6703
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9994-272
Date	Nov 1, 2021
Book Page	9994/272
Instrument	21907

Lender

Name	RIVER CITY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	140 DRUM ROCK AVE, WARWICK, RI 02886-6703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9229-37
Date	Mar 15, 2019
Book Page	9229/37
Instrument	3001

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	140 DRUM ROCK AVE, WARWICK, RI 02886-6703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9562-256
Date	Jul 22, 2020
Book Page	9562/256
Instrument	10133

Lender

Name	RIVER CITY MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Nov 9, 2018
Property Address	140 DRUM ROCK AVE, WARWICK, RI 02886-6703
Document Number	9166-326
Book / Page	009166 / 000326
Instrument Date	Oct 5, 2018
Instrument	15964
Transaction Type	Transfer
Record Updated	Nov 28, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 DRUM ROCK AVE WARWICK RI 028866703, WARWICK, RI 02886-6703

Mortgage

Document Number	9166-328
Date	Nov 9, 2018
Book Page	009166/000328
Instrument	15965

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,553.00 (+15.33%)	$516,000 (+28.87%) Land $165,100 Building $350,900
2024			$494,190
2023	$5,682.00 (-3.87%)	$400,400 (+26.87%) Land $138,800 Building $261,600
2022	$5,911.00	$315,600 Land $117,400 Building $198,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	30 units insured incl. 28 condo units
Nearby Flood Claims	3 (1978–1982)
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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