Santa Cruz County property record for 140 Debernardo Ln, Aptos, CA 95003 · Last verified August 2026
| Property Type | Vacant Land > Uncategorized |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 2019 |
| Square Footage | 8,473 sqft Gross Area |
| Lot Size | 1.2 acres |
| Garage | Attached, 934 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $34,744.00 (2025) |
| Primary APN | 040-022-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 15 Rooms |
| Building Area | 8,473 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood Construction |
| Lot Area | 52,272 sqft |
| Garage Type | Attached Garage |
| Garage Area | 934 sqft Garage |
| Deck Area | 300 sqft Deck |
| Topography | Steep Topography |
| Street Address | 140 DEBERNARDO LN |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-2738 |
| Property Usage | Vacant Land Property Usage |
| Type | Vacant Land > Uncategorized |
| Legal Subdivision | 1058 VIEW RDG ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 122001 |
Source: Santa Cruz County records · APN 040-022-31
Assessment roll updated August 19, 2026 · Last verified August 2026
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| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 140 DEBERNARDO LN, APTOS, CA 95003-2738 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Commercial Mortgage WATERMARK CAPITAL INC |
| Mar 19, 2019 | Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM) FIRST REPUBLIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Mar 12, 2019 |
| Transfer Doc | 0000006829 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 140 DEBERNARDO LN, APTOS, CA 95003-2738 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT |
| Name | Verified Name |
|---|---|
| Address | 140 DEBERNARDO LN, APTOS, CA 95003-2738 |
| Document Number | 0000005791 |
|---|---|
| Date | Mar 17, 2026 |
| Instrument | 2026-0005791 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Apr 01, 2027 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 19, 2019 |
| Property Address | 140 DEBERNARDO LN, APTOS, CA 95003-2738 |
| Document Number | 0000006829 |
| Map Reference | MB 80 PG 49 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 2019-0006829 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 140 DEBERNARDO LN, APTOS, CA 95003-2738 |
| Document Number | 0000006830 |
|---|---|
| Date | Mar 19, 2019 |
| Instrument | 2019-0006830 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.95% |
| Type Change Date | Apr 01, 2029 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Min Rate At Change | 2.95% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,093,630 (+2%) Land $379,907 Building $2,713,723 | ||
| 2025 | $34,744.00 (+8.73%) | $3,032,971 (+4.04%) Land $372,458 Building $2,660,513 | |
| 2023 | $31,953.00 (+0.71%) | $2,915,197 Land $357,995 Building $2,557,202 | $3,660,480 |
| 2022 | $31,727.00 |
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