140 Cypress Way E, Apt 4, Naples, FL 34110 Property Records

Collier County property record for 140 Cypress Way E, Apt 4, Naples, FL 34110

Property Summary

Property Type	Condominium
Details	1,064 sqft · built 1988
Owner	2 Individual Names on Record
Last Sale	$275,000 (Aug 2023)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`506800 6043A23`

Property Details

APN / Parcel Number

Primary APN	`506800 6043A23`
Alternative APNs	`620150008841181256043` `62015000884`

Interior

Units	9 Units
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	140 CYPRESS WAY E, 4
City	NAPLES
State	FL
Zip	34110-1212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	NAPLES KEEP A CONDOMINIUM UNIT 604
Legal Range	25
Legal Township	48
Legal Section	23
Legal Subdivision	NAPLES KEEP A CONDOMINIUM
Legal Tract	506800
Legal Block	3
Legal Lot Number	604
Legal Unit	604
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	3
Census Block	3002
Census Tract	10107

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 CYPRESS WAY E, 604, NAPLES, FL 34110-9230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Oct 20, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 1, 2021	Deed of Distribution, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023 · Amount on Record
Deed Sale	Aug 28, 2023 · Amount on Record
Prior Sale	Oct 20, 2021 · Amount on Record
Deed Document Number	20236446655
Deed Book / Page	6282 / 2323
Prior Transfer Date	Aug 19, 2021
Prior Transfer Doc	0060062069
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 28, 2023
Property Address	140 CYPRESS WAY E APT 4, 4, NAPLES, FL 34110-1212
Document Number	0062822323
Book / Page	6282 / 2323
Map Reference	MB 1388 PG 2246
Instrument Date	Aug 23, 2023
Instrument	6446655
Transaction Type	Transfer
Record Updated	Sep 7, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6116 MANDALAY CIR, NAPLES, FL 34112-1908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CYPRESS WAY E # 604, 604, NAPLES, FL 34110-9230

Mortgage

Document Number	0062822325
Date	Aug 28, 2023
Instrument	6282/2325

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year T-Bill
Margin	3
Max Rate	12.2%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 20, 2021
Property Address	140 CYPRESS WAY E APT 4, 4, NAPLES, FL 34110-1212
Document Number	0060283880
Book / Page	6028 / 3880
Map Reference	MB 1388 PG 2246
Instrument Date	Oct 15, 2021
Instrument	6145746
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$525.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9286 E NEWMAN DR, 9286, INVERNESS, FL 34453-1730

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CYPRESS WAY E # 604, 604, NAPLES, FL 34110-9230

September 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	COLLIER FL
Recording Date	Sep 1, 2021
Property Address	140 CYPRESS WAY E APT 4, 4, NAPLES, FL 34110-1212
Document Number	0060062069
Book / Page	6006 / 2069
Map Reference	MB 1388 PG 2246-2318
Instrument Date	Aug 19, 2021
Instrument	6122266
Transaction Type	Transfer
Record Updated	Oct 11, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9286 E NEWMAND DRIVE, INVERNESS, FL 34453-1730

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$194,520 (-23.69%) Building $194,520	$194,520 (-24.71%) Building $194,520
2025	$2,173.00 (+2.55%) Homeowner's exemption	$254,904 (+31.78%)	$258,360 (+6.58%) Building $258,360
2024	$2,119.00 (+32.35%)
2023	$1,601.00 (+2.04%) Homeowner's exemption	$193,437 (+3%)	$242,400 (+29.07%) Building $242,400
2022	$1,569.00 Homeowner's exemption	$187,803 Building $187,803	$187,803 Building $187,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	164 units insured incl. 130 condo units
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
CenturyLink Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

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