140 Cramer Rd, Penn Run, PA 15765 Property Records

Indiana County property record for 140 Cramer Rd, Penn Run, PA 15765

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 900 sqft · built 1993
Lot Size	23 acres (1,004,929 sqft)
Owner	Individual Name on Record
Tax Bill	$3,658 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-009-109.03`

Property Details

APN / Parcel Number

Primary APN	`13-009-109.03`
Alternative APN	`00013494`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Lot Area	1,004,929 sqft (23 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	300 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	00013494
Street Address	140 CRAMER RD
City	PENN RUN
State	PA
Zip	15765-8906
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	AC= 22.39 2 HO 1 OB
Jurisdiction	INDIANA PA
Township / Civil Division	CHERRYHILL
Census Block Group	2
Census Block	2079
Census Tract	961300

Owner

Source: Indiana County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 CRAMER RD, PENN RUN, PA 15765-8906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMONWEALTH BANK
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 18, 2012
Transfer Doc	2012233403
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Recording Date	Aug 6, 2026
Property Address	140 CRAMER RD, PENN RUN, PA 15765-8906
Document Number	0000363306
Instrument Date	Jul 24, 2026
Instrument	2026363306
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CRAMER RD, PENN RUN, PA 15765-8906

Mortgage

Document Number	0000363306,
Date	Aug 6, 2026
Instrument	2026363306

Lender

Name	FIRST COMMONWEALTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	140 CRAMER RD, PENN RUN, PA 15765-8906
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	MEYMAX TITLE AGCY OF OH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021316370
Date	Feb 26, 2021
Instrument	2021-316370

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2031

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIANA PA
Property Address	140 CRAMER RD, PENN RUN, PA 15765-8906
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CRAMER RD, PENN RUN, PA 15765-8906

Mortgage

Document Number	2021322078
Date	Sep 9, 2021
Instrument	2021-322078

Lender

Name	FIRST COMMONWEALTH BANK
Type	Bank
Address	INDIANA, PA 15701

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Indiana County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
County Subdivision	Cherryhill Township
Unified School District	Penns Manor Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,658.00 (-22.84%) Homeowner's exemption	$215,400 (-) Land $63,700 Building $151,700	$215,400 (-) Land $63,700 Building $151,700
2025	$4,741.00 (+47.6%) Homeowner's exemption	$215,400 (-) Land $63,700 Building $151,700
2023	$3,212.00	$215,400 Land $63,700 Building $151,700
2015			$215,400 Land $63,700 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1996–2024)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Severe Storms And Flooding, Jan 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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