Pamlico County property record for 140 Cowell Loop Rd, Bayboro, NC 28515
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1993 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,614,000 (Jun 2009) |
| Tax Bill | $237 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | H031-3 |
| Primary APN | H031-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Finished Area |
| Year Built | Built 1993 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Foundation Type | Pier/Post & Beam |
| Roof Material | Composition Shingle |
| Lot Area | 20,038 sqft (0.46 acres) |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22216 |
|---|---|
| Street Address | 140 COWELL LOOP RD |
| City | BAYBORO |
| State | NC |
| Zip | 28515-9288 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | E/SIDE SR 1206 0000 00 X 00 0004407 6571271971000 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 950103 |
140 Cowell Loop Rd, a residential property, is owned and occupied by an individual who bought it in June 2009.
Source: Pamlico County records, as of October 20, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 COWELL LOOP RD, BAYBORO, NC 28515-9288 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2009 · Amount on File |
| Deed Sale | Jun 4, 2009 · Amount on File |
| Deed Document Number | 0000531411 |
| Deed Book / Page | 531 / 411 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 140 Cowell Loop Rd was $237.
Source: Pamlico County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $237.00 | $40,988 Land $14,260 Building $26,728 | $40,988 Land $14,260 Building $26,728 |
| 2023 | $278.00 | $40,988 Land $14,260 Building $26,728 | $40,988 Land $14,260 Building $26,728 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 140 Cowell Loop Rd in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 38 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 28 (1996–2018) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Cowell Loop Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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