140 Copper Leaf Ln, Salisbury, NC 28146 Property Records

Rowan County property record for 140 Copper Leaf Ln, Salisbury, NC 28146

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,854 sqft · built 1996
Lot Size	1.82 acres (79,279 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Feb 2023)
Tax Bill	$3,052 (2023)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`414A065`

Property Details

APN / Parcel Number

Primary APN	`414A065`
Alternative APN	`6067235`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,854 sqft Living Area
Gross Area	2,851 sqft
1st Floor Area	1,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	79,279 sqft (1.82 acres)
Garage Area	676 sqft
Porch	Porch
Porch Area	850 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	6067235
Street Address	140 COPPER LEAF LN
City	SALISBURY
State	NC
Zip	28146-9793
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	L4 1.82AC
Legal Subdivision	COPPERFIELD
Legal Lot Number	4
Jurisdiction	ROWAN NC
Township / Civil Division	LITAKER
Census Block Group	1
Census Block	1020
Census Tract	51101

Owner

Source: Rowan County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	140 COPPER LEAF LN, SALISBURY, NC 28146-9793
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2023	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 4, 2019	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 4, 2019	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2023 · Amount on Record
Deed Sale	Feb 24, 2023 · Amount on Record
Deed Document Number	0001418747
Deed Book / Page	1418 / 747
Record Updated	Jun 7, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 24, 2023
Property Address	140 COPPER LEAF LN, SALISBURY, NC 28146-9793
Document Number	0014180747
Book / Page	1418 / 747
Map Reference	MB 9995 PG 2111
Instrument Date	Feb 23, 2023
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	CAROLINA TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 419, FAITH, NC 28041-0419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 COPPER LEAF LN, SALISBURY, NC 28146-9793

Mortgage

Document Number	0001418748
Date	Feb 24, 2023
Instrument	1418/748

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	140 COPPER LEAF LN, SALISBURY, NC 28146-9793
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013280760
Date	Jun 4, 2019
Book Page	1328/0760

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SALISBURY, NC 28145

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	140 COPPER LEAF LN, SALISBURY, NC 28146-9793
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013280759
Date	Jun 4, 2019
Book Page	1328/0759

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	144 Months
Due	Jun 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,052.00	$455,623 Land $54,000 Building $401,623	$455,623 Land $54,000 Building $401,623

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 2020 · Tropical Storm Eta

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Uniti Group.

Cell Coverage

5G (outdoors only) and 4G LTE

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