Shelby County property record for 140 Commerce St, Montevallo, AL 35115
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 864 sqft · built 1935 |
| Lot Size | 0.293 acres (12,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $155,000 (Jul 2026) |
| Tax Bill | $947 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 362032002053000 |
| Primary APN | 362032002053000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Heated Area |
| 1st Floor Area | 864 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,800 sqft (0.293 acres) |
| Lot Dimensions | 128 ft deep x 100 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Heating System | Gravity Furnace |
|---|
| Street Address | 140 COMMERCE ST |
|---|---|
| City | MONTEVALLO |
| State | AL |
| Zip | 35115-4148 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM W LN SEC & S ROW COMMERCE ST NE110 TO POB CON NE100 SE128 SW100 NW128 TO POB |
| Legal Range | 12E |
| Legal Township | 24N |
| Legal Section | 03 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | MONTEVALLO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30405 |
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 COMMERCE ST, MONTEVALLO, AL 35115-4148 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE |
| Jun 9, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on Record |
| Deed Sale | Jul 2, 2026 · Amount on Record |
| Prior Sale | Jun 13, 2025 · Amount on Record |
| Deed Document Number | 2026209740 |
| Prior Transfer Date | Jun 9, 2020 |
| Prior Transfer Doc | 0000234080 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jul 2, 2026 |
| Property Address | 140 COMMERCE ST, MONTEVALLO, AL 35115-4148 |
| Document Number | 0000209740 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026209740 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,655.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 COMMERCE ST, MONTEVALLO, AL 35115-4148 |
| Document Number | 0000209750, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 2026209750 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000209760, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 2026209760 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 10 Months |
| Due | Jul 1, 2036 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Jun 9, 2020 |
| Property Address | 140 COMMERCE ST, MONTEVALLO, AL 35115-4148 |
| Document Number | 0000234080 |
| Instrument Date | Jun 9, 2020 |
| Instrument | 234080 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 THOMAS FULGHAM RD BRIERFIELD AL 350353169, BRIERFIELD, AL 35035-3169 |
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Shelby County |
| Municipality | Montevallo City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $947.00 (+3.05%) | ||
| 2025 | $919.00 (+33%) | $18,020 (+32.89%) | $90,040 (+32.98%) Land $55,440 Building $34,600 |
| 2023 | $691.00 | $13,560 | $67,710 Land $36,000 Building $31,710 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEVALLO WATER WORKS & SEWER BOARD serves 10,746 people · EPA ID AL0001160 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Failure to filter currently in violation since Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures