140 Co Rd 632, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 140 Co Rd 632, Cedar Bluff, AL 35959

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 1999
Lot Size	6.64 acres (289,238 sqft)
Owner	2 Individual Names on File
Tax Bill	$152 (2026)
Deeds & Mortgages	Nov 2024 Mortgage Nov 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-11-08-27-0-000-009.000`

Property Details

APN / Parcel Number

Primary APN	`13-11-08-27-0-000-009.000`
Alternative APNs	`ALT APN:1108270000009000` `214243`

Interior

Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	289,238 sqft (6.64 acres)
Porch	Slab
Porch Area	120 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	214243
Street Address	140 COUNTY ROAD 632
City	CEDAR BLUFF
State	AL
Zip	35959-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMM AT THE NW COR OF THE NW1/4 OF THE SW1/4; E339 TO POB; S 622;E200;S294;W161;SE243;E200;N1145;W326 TO POB
Legal Range	11E
Legal Township	09S
Legal Section	27
Jurisdiction	CHEROKEE AL
Township / Civil Division	CEDAR BLUFF-GAYLESVILLE
Census Block Group	3
Census Block	3035
Census Tract	955701

Owner

140 Co Rd 632 is owned and occupied by two individuals.

Source: Cherokee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 SMITH CT, CENTRE, AL 35960-2651
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2024	Warranty Deed, Transfer · Conventional Mortgage VANDERBILT MORTGAGE & FINANCE INC
Nov 1, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 1, 2024
Property Address	140 COUNTY ROAD 632, CEDAR BLUFF, AL 35959-3028
Document Number	0000236272
Instrument Date	Oct 21, 2024
Instrument	236272
Transaction Type	Transfer
Record Updated	Nov 27, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 COUNTY ROAD 632, CEDAR BLUFF, AL 35959-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SMITH CT, CENTRE, AL 35960-2651

Mortgage

Document Number	0000236273
Date	Nov 1, 2024
Instrument	236273

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Dec 1, 2049

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Nov 1, 2024
Property Address	140 COUNTY ROAD 632, CEDAR BLUFF, AL 35959-3028
Document Number	0000236272
Instrument Date	Aug 15, 2024
Instrument	236272
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	80 COUNTY ROAD 632, CEDAR BLUFF, AL 35959-3029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SMITH CT, CENTRE, AL 35960-2651

Tax Assessment & Valuation

The 2026 property tax bill for 140 Co Rd 632 was $152 with a homeowner's exemption, down 62.4% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$152.00 (-62.38%)
2025	$404.00 (+3.59%) Homeowner's exemption	$4,600 (+91.67%) Land $2,680 Building $1,920	$108,700 (+3.52%) Land $34,200 Building $74,500
2024	$390.00 Additional exemption filed	$2,400 (-77.14%) Land $2,340 Building $60	$105,000 (-) Land $30,000 Building $75,000
2023	$390.00 (-56.03%)	$10,500 (+71.57%)	$105,000 (-0.57%) Land $30,000 Building $75,000
2022	$887.00	$6,120 Land $6,000 Building $120	$105,600 Land $30,000 Building $75,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Co Rd 632 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Co Rd 632 is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 87% of Alabama
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Co Rd 632

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