140 Co Rd 424, Centre, AL 35960 Property Records

Cherokee County property record for 140 Co Rd 424, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,695 sqft · built 2002
Lot Size	0.649 acres (28,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Jun 2021)
Tax Bill	$1,887 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-13-03-07-0-000-032.017`

Property Details

APN / Parcel Number

Primary APN	`13-13-03-07-0-000-032.017`
Alternative APNs	`ALT APN:1303070000032017` `212418`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,695 sqft Living Area
1st Floor Area	2,495 sqft
Upper Floors Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	28,275 sqft (0.649 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	165 sqft
Deck Area	137 sqft

Location & Zoning

Account Number	212418
Street Address	140 COUNTY ROAD 424
City	CENTRE
State	AL
Zip	35960-6268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 ROCKINGHAM ESTATES SUB PB11/57
Legal Range	10E
Legal Township	10S
Legal Section	07
Legal Subdivision	ROCKINGHAM ESTATES SUB
Legal Lot Number	12
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	5
Census Block	5021
Census Tract	956000

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 COUNTY ROAD 424, CENTRE, AL 35960-6268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jun 10, 2021	Warranty Deed, Transfer
Dec 19, 2018	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on Record
Deed Sale	Jun 10, 2021 · Amount on Record
Prior Sale	Dec 19, 2018 · Amount on Record
Deed Document Number	2021218670
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	140 COUNTY ROAD 424, CENTRE, AL 35960-6268
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	SOURCE OF TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210307
Date	Dec 20, 2019
Instrument	210307

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jun 10, 2021
Property Address	140 COUNTY ROAD 424, CENTRE, AL 35960-6268
Document Number	0000218670
Map Reference	PB 11 PG 57
Instrument Date	Mar 12, 2021
Instrument	218670
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 COUNTY ROAD 424, CENTRE, AL 35960-6268

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE AL
Recording Date	Dec 19, 2018
Property Address	140 COUNTY ROAD 424, CENTRE, AL 35960-6268
Document Number	0000205603
Map Reference	PB 11 PG 57
Instrument Date	Dec 18, 2018
Instrument	205603
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 FABRIC SHACK RD, SUMMERVILLE, GA 30747-7203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 COUNTY ROAD 424, CENTRE, AL 35960-6268

Mortgage

Document Number	0000205604
Date	Dec 19, 2018
Instrument	205604

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,887.00 (+7.22%)
2025	$1,760.00 (+5.33%) Homeowner's exemption	$43,180 (+5.16%) Land $1,220 Building $41,960	$431,700 (+5.14%) Land $12,100 Building $419,600
2024	$1,671.00 (-3.07%) Additional exemption filed	$41,060 (-) Land $1,100 Building $39,960	$410,600 (-) Land $11,000 Building $399,600
2023	$1,724.00	$41,060 (-)	$410,600 (-) Land $11,000 Building $399,600
2022	$1,724.00	$41,060 Land $1,100 Building $39,960	$410,600 Land $11,000 Building $399,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.7% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: TDS Telecom, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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