Grayson County property record for 140 Clover Ln, Independence, VA 24348
| Property Type | Commercial |
|---|---|
| Details | built 1985 |
| Lot Size | 1.63 acres (71,177 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,213 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-A-99G1 |
| Primary APN | 39-A-99G1 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Flooring | Concrete/Cement |
| Interior Walls | Metal |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Metal |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 71,177 sqft (1.63 acres) |
| Terrain | Rolling |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 18946 |
|---|---|
| Street Address | 140 CLOVER LN |
| City | INDEPENDENCE |
| State | VA |
| Zip | 24348-4789 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 1.634 39-A-99G1 |
| Jurisdiction | GRAYSON VA |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 60201 |
Source: Grayson County records, as of June 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 136 CLOVER LN, INDEPENDENCE, VA 24348-4789 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAYSON VA |
| Property Address | 140 CLOVER LN, INDEPENDENCE, VA 24348-4789 |
| Transaction Type | Mortgage |
| Record Updated | Jun 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000682/125 |
|---|---|
| Date | Apr 28, 2023 |
| Book Page | 682/125 |
| Instrument | 230000757 |
| Name | SKYLINE NATIONAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Grayson County assessment roll, as of June 1, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Grayson County |
| Unified School District | Grayson County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,213.00 (+7.44%) | $209,200 (-) Land $22,900 Building $186,300 | $209,200 (-) Land $22,900 Building $186,300 |
| 2024 | $1,129.00 | ||
| 2023 | $1,129.00 | $209,200 Land $22,900 Building $186,300 | $209,200 Land $22,900 Building $186,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigaBeam Networks Fiber | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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