140 Cherry St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 140 Cherry St, Gardner, MA 01440 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 1900
Square Footage	2,456 sqft Living Area
Lot Size	15,120 sqft (0.347 acres)
Occupancy	Owner Occupied
Last Sale	$279,900 (2020)
Tax Bill	$53.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`M:S-25 B:0009 L:0039`
Alternative APN	`GARD M:R27 B:24 L:39`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,456 sqft Living Area
Gross Area	4,942 sqft Gross Area
Stories	3 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Colonial Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	15,120 sqft (0.347 acres)

Utilities and HVAC

Heating System	Steam Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	140 CHERRY ST
City	GARDNER
State	MA
Zip	01440-2361
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	24
Legal Lot Number	39
Jurisdiction	GARDNER MA
Minor Civil Division	GARDNER
Census Blockgroup	3
Census Block	3003
Census Tract	707500

Owner

Source: Worcester County and Gardner City records · APN M:S-25 B:0009 L:0039

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	140 CHERRY ST, GARDNER, MA 01440-2361
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 22, 2020 · Amount on Record
Deed Sale	Jun 22, 2020 · Amount on Record
Prior Sale	Jun 19, 2003 · Amount on Record
Deed Doc Number	202065624
Deed Book / Page	62642 / 175
Transfer Doc	43963-242
Record Refreshed	Jun 08, 2026

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARDNER MA
Recording Date	Jun 22, 2020
Property Address	140 CHERRY ST, GARDNER, MA 01440-2361
Document Number	62642-175
Book / Page	062642 / 000175
Instrument Date	Jun 22, 2020
Instrument	65624
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,276.00
Additional	Quitclaim Document Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 SOUTH ST #14-1 FITCHBURG MA 014206278, 14-1, FITCHBURG, MA 01420-6278

Mortgage

Document Number	62642-178
Date	Jun 22, 2020
Book Page	062642/000178
Instrument	65625

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 21, 2050

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Gardner City
Unified School District	Gardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$53.00 (-99.06%)	$373,100 (-0.37%) Land $78,800 Building $294,300	$483,265
2024	$5,614.00	$374,500 Land $71,700 Building $302,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.