DeKalb County property record for 140 Charter St, Dekalb, IL 60115
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.342 acres (14,876 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,091 (2024) |
| Deeds & Mortgages | Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-27-278-002 |
| Primary APN | 08-27-278-002 |
|---|
| Lot Area | 14,876 sqft (0.342 acres) |
|---|
| Account Number | 0827278002 |
|---|---|
| Street Address | 140 CHARTER ST |
| City | DEKALB |
| State | IL |
| Zip | 60115-4641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADT PARK SUB 9TH ADDITION - LOT 1 BLOCK 13 |
| Legal Subdivision | BRADT PARK SUB 9TH ADDITION |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | DEKALB |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 1400 |
Source: DeKalb County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 CHARTER ST, DEKALB, IL 60115-4641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 140 CHARTER ST, DEKALB, IL 60115-4641 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210000001134 |
|---|---|
| Date | Jan 26, 2021 |
| Instrument | 2021001134 |
| Name | VIBRANT CU |
|---|---|
| Type | Credit Union |
| Address | MOLINE, IL 61265 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jan 25, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | DeKalb Township |
| Municipality | DeKalb City |
| Unified School District | DeKalb Community Unit School District 428 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,038 (+25.6%) Land $14,059 Building $67,979 | $246,114 (+25.6%) Land $42,177 Building $203,937 | |
| 2024 | $5,091.00 | ||
| 2023 | $65,319 Land $11,194 Building $54,125 | $195,957 Land $33,582 Building $162,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB serves 40,290 people · EPA ID IL0370100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 13 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile, Verizon.
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