140 Cedar St, Spindale, NC 28160 Property Records

Rutherford County property record for 140 Cedar St, Spindale, NC 28160

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1922
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$356 (2022)
Flood Zone	Zone X (minimal risk)
APN	`1212688`

Property Details

APN / Parcel Number

Primary APN	`1212688`
Alternative APN	`20998`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	720 sqft Heated Area
Flooring	Wood
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	10,019 sqft (0.23 acres)
Porch	Open Porch
Porch Area	144 sqft
Utility Building	144 sqft

Location & Zoning

Account Number	20998
Street Address	140 CEDAR ST
City	SPINDALE
State	NC
Zip	28160-2440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	LO7 PL3-79
Legal Block	1
Legal Lot Number	7
Jurisdiction	RUTHERFORD NC
Township / Civil Division	RUTHERFORDTON
Census Block Group	1
Census Block	1008
Census Tract	960600

Owner

Source: Rutherford County assessment roll, APN 1212688, as of January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	184 W TRADE ST, FOREST CITY, NC 28043-3033
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	000015E424
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: Rutherford County assessment roll as of January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Spindale Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$42,300 Land $9,500 Building $32,800	$42,300 Land $9,500 Building $32,800
2022	$356.00
2021	$356.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), as of April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619606001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 113 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0181035, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BROAD RIVER WATER AUTHORITY serves 19,136 people
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.