140 Cedar St, Albany, IN 47320 Property Records

Delaware County property record for 140 Cedar St, Albany, IN 47320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,520 sqft · built 1885
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$379 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-08-02-291-005.000-005`

Property Details

APN / Parcel Number

Primary APN	`18-08-02-291-005.000-005`
Alternative APN	`0802291005000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1965
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Lot Dimensions	1,320 ft deep x 500 ft wide
Garage Type	Attached
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	08 02 291 005 000
Street Address	140 CEDAR ST
City	ALBANY
State	IN
Zip	47320-1720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D J M 3 ADD S 50 FT BLK 1 LOT 7
Legal Subdivision	FT D J M 3 ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	DELAWARE IN
Township / Civil Division	DELAWARE
Census Block Group	5
Census Block	5009
Census Tract	2700

Owner

Source: Delaware County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 CEDAR ST, ALBANY, IN 47320-1720
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2022	Intrafamily Transfer, Transfer
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2014
Deed Sale	Sep 9, 2014
Prior Sale	Sep 9, 2014
Deed Document Number	201410453
Last Transfer Date	Sep 20, 2022
Transfer Doc	2022R14560
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE IN
Recording Date	Sep 22, 2022
Property Address	140 CEDAR ST, ALBANY, IN 47320-1720
Document Number	2022R14560
Instrument Date	Sep 20, 2022
Instrument	2022R14560
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 W NORTH ST, ALBANY, IN 47320-1123

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	140 CEDAR ST, ALBANY, IN 47320-1720
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R00277
Date	Jan 6, 2017
Instrument	2017R00277

Lender

Name	MUTUAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Feb 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Albany Town
County	Delaware County
County Subdivision	Delaware Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$379.00 (-2.82%)	$78,800 (+35.16%) Land $8,700 Building $70,100	$78,800 (+35.16%) Land $8,700 Building $70,100
2024	$390.00 (+12.39%)
2023	$347.00 (-1.42%)	$58,300 (-1.02%) Land $8,700 Building $49,600	$58,300 (-1.02%) Land $8,700 Building $49,600
2022	$352.00 (+0.86%)	$58,900 Land $8,700 Building $50,200	$58,900 Land $8,700 Building $50,200
2021	$349.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1983–2011)
Most Recent Claim	Feb 2011 · river or lake flooding
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER DEPARTMENT serves 2,165 people · EPA ID IN5218001
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

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