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140 Casting Lake Rd, Miramar Beach, FL 32550 Property Records

Walton County property record for 140 Casting Lake Rd, Miramar Beach, FL 32550 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,921 sqft · built 2024
Lot Size0.153 acres (6,708 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Aug 2020)
Tax Bill$1,919 (2024)
Deeds & MortgagesApr 2026 Mortgage
Feb 2023 Construction Loan
Flood ZoneZone X (minimal risk)
APN34-2S-21-42000-038-0040

Property Details

APN / Parcel Number

Primary APN34-2S-21-42000-038-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,921 sqft Living Area
Gross Area2,625 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,708 sqft (0.153 acres)
Lot Dimensions13.5 ft deep x 5 ft wide
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address140 CASTING LAKE RD
CityMIRAMAR BEACH
StateFL
Zip32550-4922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH 1/2 OF THE FOLLOWING COM 1300.0 FT E & 550.00 FT S OF NW/COR LOT 4 SEC 34-2S-21W FOR POB,W 135.00 FT,S 100.00 FT,E
Legal Lot Number4
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

Source: Walton County records · APN 34-2S-21-42000-038-0040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address140 CASTING LAKE RD, MIRAMAR BEACH, FL 32550-4922
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
MEMBERS FIRST FEDERAL CREDIT UNION
Feb 22, 2023Deed of Trust, Mortgage · Construction Mortgage
WHITNEY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2020 · Amount on Record
Deed SaleAug 07, 2020 · Amount on Record
Deed Document Number0031544936
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Recording DateApr 27, 2026
Property Address140 CASTING LAKE RD, MIRAMAR BEACH, FL 32550-4922
Document Number0033954536
Book / Page3395 / 4536
Instrument DateApr 22, 2026
Instrument202616658
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 CASTING LAKE RD, MIRAMAR BEACH, FL 32550-4922
InvestorPossibly a Property Investor

Mortgage

Document Number0000016658,
DateApr 27, 2026
Book Page3395/4536
Instrument202616658
Lender
NameMEMBERS FIRST FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2041
Interest
Rate TypeFixed Rate
Rate5.75%
Initial TypeFixed Rate
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address140 CASTING LAKE RD, MIRAMAR BEACH, FL 32550-4922
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyAQUA TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address6039 JANEL CIR, INDIANAPOLIS, IN 46237-9387

Mortgage

Document Number0032811161
DateFeb 22, 2023
Book Page3281/1161
Instrument20230006099
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39501
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053
Interest
Rate TypeAdjustable Rate
Rate6.87%
Type Change DateMar 01, 2033
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.8%
IndexOther
Max Rate11.8%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$665,888 (+337.47%) Land $275,000 Building $390,888$665,888 (+337.47%) Land $275,000 Building $390,888
2024$1,919.00 (+38.76%)
2023$1,383.00 (-9.84%)$152,213 (-9.91%) Land $152,213$152,213 (-9.91%) Land $152,213
2022$1,534.00$168,957 Land $168,957$168,957 Land $168,957

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 750 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured (3,418 under condo master policies)
123 of 750 individual policies on primary residences
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024, rainfall accumulation
Flood Events
  • Hurricane Sally (Sep 2020), 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding (May 2014), 29 claims
  • Hurricane Frances (Sep 2004), 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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