140 Carson St, Sparta, TN 38583 Property Records

White County property record for 140 Carson St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,242 sqft · built 2018
Lot Size	0.603 acres (26,250 sqft)
Owner	Individual Name on Record
Last Sale	$99,000 (May 2018)
Tax Bill	$909 (2021)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`093059A C 04700`

Property Details

APN / Parcel Number

Primary APN	`093059A C 04700`
Alternative APN	`059A C 04700`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,242 sqft Living Area
1st Floor Area	1,242 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Siding
Lot Area	26,250 sqft (0.603 acres)
Lot Dimensions	175 ft deep x 150 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	78 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	140 CARSON ST
City	SPARTA
State	TN
Zip	38583-1981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	DISTRICT: 1
Legal Subdivision	JEFF YOUNG/CARSON STREET DIVISION
Legal Lot Number	2
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2019
Census Tract	935300

Owner

Source: White County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	140 CARSON ST, SPARTA, TN 38583-1981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 24, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Feb 20, 2018	Grant Deed, Transfer INTEGRITY TITLE AND ESCROW
Jan 24, 2018	Warranty Deed, Transfer · VA Mortgage NTFN
Aug 31, 2017	Trustee's Deed, Construction Loan · Construction Mortgage SOUTHEAST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Feb 10, 2015 · Amount on Record
Deed Document Number	20181676
Deed Book / Page	415 / 693
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Recording Date	Jun 10, 2026
Property Address	140 CARSON ST, SPARTA, TN 38583-1981
Document Number	0000002648
Book / Page	603 / 478
Instrument Date	May 22, 2026
Instrument	20262648
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CARSON ST, SPARTA, TN 38583-1981

Mortgage

Document Number	0000002648,
Date	Jun 10, 2026
Book Page	603/478
Instrument	20262648

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2056

Interest

Rate	6.23%
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	140 CARSON ST, SPARTA, TN 38583-1981
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB491/687
Date	Sep 30, 2021
Book Page	RB491/687
Instrument	21004611

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	May 24, 2018
Property Address	140 CARSON ST, SPARTA, TN 38583-1981
Document Number	0000001676
Book / Page	000415 / 000693
Instrument Date	May 21, 2018
Instrument	1676
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$366.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 CARSON ST SPARTA TN 385831981, SPARTA, TN 38583-1981

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITE TN
Recording Date	Feb 20, 2018
Property Address	140 CARSON ST, SPARTA, TN 38583-1981
Document Number	0000000572
Book / Page	000411 / 000175
Instrument Date	Feb 9, 2018
Instrument	572
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	INTEGRITY TITLE AND ESCROW

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	150 CARSON ST SPARTA TN 38583, SPARTA, TN 38583

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Jan 24, 2018
Property Address	140 CARSON ST, SPARTA, TN 38583-1981
Document Number	0000000271
Book / Page	000409 / 000794
Instrument Date	Jan 19, 2018
Instrument	271
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	INTEGRITY TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Tax	$384.43
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	150 CARSON ST SPARTA TN 38583, SPARTA, TN 38583

Mortgage

Document Number	272
Date	Jan 24, 2018
Book Page	000409/000796
Instrument	272

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

Mortgage

Document Number	573,
Date	Jan 24, 2018
Book Page	000411/000177
Instrument	573

Lender

Name	NTFN
Address	LEWISVILLE, TX 75067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2048

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WHITE TN
Recording Date	Aug 31, 2017
Property Address	140 CARSON ST, SPARTA, TN 38583-1981
Book / Page	000402 / 000647
Instrument Date	Aug 21, 2017
Instrument	2934
Transaction Type	Construction Loan
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	765 OAKLAND DR SPARTA TN 385831455, SPARTA, TN 38583-1455
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002934
Date	Aug 31, 2017
Book Page	000402/000647
Instrument	2934

Lender

Name	SOUTHEAST BK
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 30, 2018

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,150 (+76.82%) Land $3,825 Building $50,325	$216,600 (+76.82%) Land $15,300 Building $201,300
2024		$30,625 (-) Land $2,000 Building $28,625
2023		$30,625 Land $2,000 Building $28,625
2021	$909.00
2020			$122,500 Land $8,000 Building $114,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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