Erie County and Collins Town property record for 140 Caroline Rd, Gowanda, NY 14070 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,298 sqft · built 1976 |
| Lot Size | 0.278 acres (12,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $102,440 (Aug 2020) |
| Tax Bill | $814 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 143601 349.11-3-6 |
| Primary APN | 143601 349.11-3-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,298 sqft Living Area |
| 1st Floor Area | 864 sqft |
| Basement Area | 434 sqft |
| Finished Basement | 434 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,060 sqft (0.278 acres) |
| Lot Dimensions | 201 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 201 0041000 |
|---|---|
| Street Address | 140 CAROLINE RD |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HGWY DENEA RAGONA DAVIS .25AC LOT |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | COLLINS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 17501 |
Source: Erie County and Collins Town records · APN 143601 349.11-3-6
Assessment roll updated May 19, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 CAROLINE RD, GOWANDA, NY 14070-1016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 02, 2026 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Aug 04, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 04, 2020 · Amount on Record |
| Deed Sale | Aug 04, 2020 · Amount on Record |
| Prior Sale | Aug 26, 1994 · Amount on Record |
| Deed Document Number | 2020126867 |
| Deed Book / Page | 11363 / 8381 |
| Prior Transfer Date | Jul 01, 2013 |
| Prior Transfer Doc | 0112489172 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 140 CAROLINE RD, GOWANDA, NY 14070-1016 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 140 CAROLINE RD, GOWANDA, NY 14070-1016 |
| Document Number | 0141890165 |
|---|---|
| Date | Feb 02, 2026 |
| Book Page | 14189/165 |
| Instrument | 2026019221 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Aug 04, 2020 |
| Property Address | 140 CAROLINE RD, GOWANDA, NY 14070-1016 |
| Document Number | 0113638381 |
| Book / Page | 011363 / 008381 |
| Instrument Date | Jul 20, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $102.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 34 N BEAVER ST DUNKIRK NY 140481725, DUNKIRK, NY 14048-1725 |
| Document Number | 139498415 |
|---|---|
| Date | Aug 04, 2020 |
| Book Page | 013949/008415 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 03, 2050 |
Source: Erie County and Collins Town records · Assessment roll updated May 19, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Collins Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $814.00 (-62.73%) | $58,200 (-) Land $3,500 Building $54,700 | $207,900 (+21.45%) Land $12,503 Building $195,397 |
| 2024 | $2,184.00 | $58,200 (-) Land $3,500 Building $54,700 | $171,176 (+5.86%) Land $10,294 Building $160,882 |
| 2023 | $58,200 (-) Land $3,500 Building $54,700 | $161,700 (+16.67%) Land $9,724 Building $151,976 | |
| 2022 | $58,200 Land $3,500 Building $54,700 | $138,600 Land $8,335 Building $130,265 | |
| 2021 | $759.00 |
Source: FEMA National Flood Hazard Layer, Erie County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360290175012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 11 (1996–2022) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | Feb 2022, tidal / storm surge |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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