Upshur County property record for 140 Carlock St, Gilmer, TX 75645
| Property Type | Single Family Home |
|---|---|
| Details | 1,662 sqft · built 1983 |
| Lot Size | 0.271 acres (11,848 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $894 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S239-S02-C11-BL4LT6EPT |
| Primary APN | S239-S02-C11-BL4LT6EPT |
|---|---|
| Alternative APN |
|
| Building Area | 1,662 sqft Total Area |
|---|
| Year Built | Built 1983 |
|---|---|
| Lot Area | 11,848 sqft (0.271 acres) |
| Account Number | S239-S02-C11-BL4LT6EPT |
|---|---|
| Street Address | 140 CARLOCK ST |
| City | GILMER |
| State | TX |
| Zip | 75645-6500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 EPT, BLK 4 LONE STAR ADDN S239 (A483) .272 ACRES & HOUSE |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | UPSHUR TX |
| Township / Civil Division | GILMER |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 950400 |
Source: Upshur County records, as of December 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 140 CARLOCK ST, GILMER, TX 75645-6500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2022 | Vendor's Lien, Transfer · VA Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EAST TEXAS PROFESSIONAL CU |
| Jan 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EAST TEXAS PROFESSIONAL CU |
| Jul 10, 2019 | Vendor's Lien, Transfer · ARM EAST TEXAS PROFESSIONAL CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2022 |
| Deed Sale | Jul 21, 2022 |
| Prior Sale | Jul 10, 2019 |
| Deed Document Number | 0202206038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Jul 21, 2022 |
| Property Address | 140 CARLOCK ST, GILMER, TX 75645-6500 |
| Document Number | 0202206038 |
| Map Reference | VOL 1 PG 137 |
| Instrument Date | Jul 21, 2022 |
| Instrument | 202206038 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | CTC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12128 FM 2796, 12128, PITTSBURG, TX 75686-8200 |
| Name | Verified Name |
|---|---|
| Address | 140 CARLOCK ST, GILMER, TX 75645-6500 |
| Document Number | 0202206039 |
|---|---|
| Date | Jul 21, 2022 |
| Instrument | 202206039 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 140 CARLOCK ST, GILMER, TX 75645-6500 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202103886 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 202103886 |
| Name | EAST TEXAS PROFESSIONAL CU |
|---|---|
| Type | Credit Union |
| Address | LONGVIEW, TX 75608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7% |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UPSHUR TX |
| Property Address | 140 CARLOCK ST, GILMER, TX 75645-6500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000378 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 202000378 |
| Name | EAST TEXAS PROFESSIONAL CU |
|---|---|
| Type | Credit Union |
| Address | LONGVIEW, TX 75608 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 175 Months |
| Due | Aug 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7% |
| Index | 10-Year TN |
| Max Rate | 8% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | UPSHUR TX |
| Recording Date | Jul 10, 2019 |
| Property Address | 140 CARLOCK ST, GILMER, TX 75645-6500 |
| Document Number | 201904319 |
| Map Reference | VOL 1 PG 137 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 201904319 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 OSAGE LN, 216, GILMER, TX 75645-2968 |
| Name | Verified Name |
|---|---|
| Address | 107 MOSSY CREEK DR, HALLSVILLE, TX 75650-6254 |
| Document Number | 201904320 |
|---|---|
| Date | Jul 10, 2019 |
| Instrument | 201904320 |
| Name | EAST TEXAS PROFESSIONAL CU |
|---|---|
| Type | Credit Union |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 4, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 7% |
| Max Rate | 8% |
Source: Upshur County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Gilmer City |
| County | Upshur County |
| Unified School District | Gilmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $894.00 (-48.32%) Homeowner's exemption Senior Citizen's exemption | $111,270 (+7.25%) Land $22,990 Building $88,280 | $111,270 (+7.25%) Land $22,990 Building $88,280 |
| 2023 | $103,750 Land $22,040 Building $81,710 | $103,750 Land $22,040 Building $81,710 | |
| 2022 | $1,730.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 19, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 80% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILMER serves 8,115 people · EPA ID TX2300002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2022 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Etex Telephone Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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