Shelby County property record for 140 Cambridge Pointe Dr, Alabaster, AL 35007
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,301 sqft · built 1994 |
| Lot Size | 0.158 acres (6,918 sqft) |
| Owner | Individual Name on File |
| Last Sale | $245,000 (Oct 2023) |
| Tax Bill | $1,185 (2026) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 232101006011000 |
| Primary APN | 232101006011000 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,301 sqft Heated Area |
| 1st Floor Area | 1,301 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Masonite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,918 sqft (0.158 acres) |
| Lot Dimensions | 105 ft deep x 65.7 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 140 CAMBRIDGE POINTE DR |
|---|---|
| City | ALABASTER |
| State | AL |
| Zip | 35007-5161 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC/TWNSHP/RAN 10 21S 03W NBRHD: 02 SUMMER BROOK R-2 |
| Legal Range | 03W |
| Legal Township | 21S |
| Legal Section | 10 |
| Legal Subdivision | CAMBRIDGE POINTE 1ST SECTOR |
| Legal Lot Number | 11 |
| Jurisdiction | SHELBY AL |
| Township / Civil Division | ALABASTER-HELENA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30306 |
140 Cambridge Pointe Dr is owned and occupied by an individual who bought it in October 2023.
Source: Shelby County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 CAMBRIDGE POINTE DR, ALABASTER, AL 35007-5161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2023 | Warranty Deed, Transfer · Conventional Mortgage AMERICAS FIRST FCU |
| Jul 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCGOWING & KING MORTGAGE LLC |
| May 11, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2023 · Amount on File |
| Deed Sale | Oct 19, 2023 · Amount on File |
| Prior Sale | May 11, 2020 · Amount on File |
| Deed Document Number | 2023309400 |
| Prior Transfer Date | May 28, 1998 |
| Prior Transfer Doc | 0000046008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | Oct 19, 2023 |
| Property Address | 140 CAMBRIDGE POINTE DR, ALABASTER, AL 35007-5161 |
| Document Number | 0000309400 |
| Map Reference | MB 17 PG 59 |
| Instrument Date | Oct 17, 2023 |
| Instrument | 20231019000309400 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1214 NAVAJO TRL, ALABASTER, AL 35007-9208 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 140 CAMBRIDGE POINTE DR, ALABASTER, AL 35007-5161 |
| Document Number | 0000309410 |
|---|---|
| Date | Oct 19, 2023 |
| Instrument | 20231019000309410 |
| Name | AMERICAS FIRST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY AL |
| Property Address | 140 CAMBRIDGE POINTE DR, ALABASTER, AL 35007-5161 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000369050 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 20210730000369050 |
| Name | MCGOWING & KING MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY AL |
| Recording Date | May 11, 2020 |
| Property Address | 140 CAMBRIDGE POINTE DR, ALABASTER, AL 35007-5161 |
| Document Number | 0000183300 |
| Map Reference | MB 17 PG 59 |
| Instrument Date | May 7, 2020 |
| Instrument | 20200511000183300 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2400 ROCKY RIDGE RD, 2400, VESTAVIA, AL 35243-2814 |
| Name | Verified Name |
|---|---|
| Address | 140 CAMBRIDGE POINTE DR, ALABASTER, AL 35007-5161 |
| Document Number | 0000183310 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 20200511000183310 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 140 Cambridge Pointe Dr was $1,185, up 2.7% from the year before.
Source: Shelby County assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | Alabama |
| Municipality | Alabaster City |
| County | Shelby County |
| Unified School District | Alabaster City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,185.00 (+2.69%) | ||
| 2025 | $1,154.00 | $21,380 | $213,700 Land $50,000 Building $163,700 |
| 2023 | $892.00 (+11.5%) Homeowner's exemption | $17,280 (+10.91%) | $172,700 (+10.85%) Land $50,000 Building $122,700 |
| 2022 | $800.00 Homeowner's exemption | $15,580 | $155,800 Land $50,000 Building $105,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 140 Cambridge Pointe Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Cambridge Pointe Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALABASTER WATER DEPARTMENT serves 40,986 people · EPA ID AL0001148 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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