140 Brad Cir, Winter Haven, FL 33880 Property Records

Polk County property record for 140 Brad Cir, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,214 sqft · built 1996
Lot Size	0.189 acres (8,211 sqft)
Owner	Individual Name on File
Last Sale	$76,500 (Jun 2014)
Tax Bill	$2,487 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`25-29-02-356718-000130`

Property Details

APN / Parcel Number

Primary APN	`25-29-02-356718-000130`
Alternative APNs	`022925356718000130` `22925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	1,595 sqft
1st Floor Area	1,214 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,211 sqft (0.189 acres)
Lot Dimensions	126 ft deep x 63 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	381 sqft
Porch	Unfinished Open Porch
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	140 BRAD CIR
City	WINTER HAVEN
State	FL
Zip	33880-4983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLE HEIGHTS PB 99 PGS 46 & 47 LYING IN SEC 2 & 11 T29 R25 LOT 13
Legal Range	25E
Legal Township	29S
Legal Section	02
Legal Subdivision	EAGLE HEIGHTS
Legal Tract	356718
Legal Block	3
Legal Lot Number	13
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	3
Census Block	3018
Census Tract	14701

Owner

140 Brad Cir is owned by an individual who bought it in June 2014.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1308 7TH ST SE, WINTER HAVEN, FL 33880-4510
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 23, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2014 · Amount on File
Deed Sale	Jun 20, 2014 · Amount on File
Prior Sale	Nov 1, 2013 · Amount on File
Deed Document Number	2014107100
Deed Book / Page	9275 / 1085
Prior Transfer Date	Oct 31, 2013
Prior Transfer Doc	0000202624
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	140 BRAD CIR, WINTER HAVEN, FL 33880-4983
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000242783
Date	Sep 17, 2021
Book Page	11896/1340
Instrument	2021242783

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	140 BRAD CIR, WINTER HAVEN, FL 33880-4983
Document Number	0114841736
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	140 BRAD CIR WINTER HAVEN FL 338804983, WINTER HAVEN, FL 33880-4983

Mortgage

Document Number	0114841736
Date	Dec 8, 2020
Book Page	011484/001736
Instrument	263276

Lender

Name	TRUIST BK
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 140 Brad Cir was $2,487.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$204,716 (+6.39%) Land $36,000 Building $168,716	$204,716 (+6.39%) Land $36,000 Building $168,716
2025	$2,487.00	$192,420 Land $36,000 Building $156,420	$192,420 Land $36,000 Building $156,420
2023	$1,106.00 (+8.01%) Homeowner's exemption	$80,613 (+3%)	$197,364 (+15.36%) Land $35,000 Building $162,364
2022	$1,024.00 Homeowner's exemption	$78,265	$171,092 Land $29,000 Building $142,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Brad Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	Oct 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Brad Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL serves 13,595 people · EPA ID FL6534609
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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