140 Bond St, Westminster, MD 21157 Property Records

Carroll County property record for 140 Bond St, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,772 sqft · built 1925
Lot Size	0.358 acres (15,581 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Mar 2024)
Tax Bill	$2,044 (2023)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-111088`

Property Details

APN / Parcel Number

Primary APN	`07-111088`
Alternative APNs	`7111088` `111088`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,772 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,581 sqft (0.358 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	154 sqft
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	111088
Street Address	140 BOND ST
City	WESTMINSTER
State	MD
Zip	21157-4736
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LT- 15581 SQ FT 140 BOND ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3011
Census Tract	507702

Owner

140 Bond St is owned and occupied by an individual who bought it in March 2024.

Source: Carroll County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	140 BOND ST, WESTMINSTER, MD 21157-4736
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Mar 8, 2024	Deed, Transfer · VA Mortgage EMBRACE HOME LOANS INC
Apr 28, 2023	Deed, Transfer COMMUNITY SETTLEMENT GROUP LLC, COMMUNITY STLMT GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2024 · Amount on File
Deed Sale	Mar 8, 2024 · Amount on File
Prior Sale	Apr 28, 2023 · Amount on File
Deed Document Number	2024
Deed Book / Page	11205 / 147
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	140 BOND ST, WESTMINSTER, MD 21157-4736
Transaction Type	Mortgage
Record Updated	Dec 29, 2025
Title Company	VYLLA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BOND ST, WESTMINSTER, MD 21157-4736

Mortgage

Document Number	0116460276
Date	Dec 17, 2025
Book Page	11646/276

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Mar 8, 2024
Property Address	140 BOND ST, WESTMINSTER, MD 21157-4736
Document Number	0112050147
Book / Page	11205 / 147
Instrument Date	Feb 7, 2024
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	140 BOND ST, WESTMINSTER, MD 21157-4736

Mortgage

Document Number	0112050154
Date	Mar 8, 2024
Instrument	11205-0154

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 28, 2023
Property Address	140 BOND ST, WESTMINSTER, MD 21157-4736
Document Number	0110210094
Book / Page	11021 / 94
Instrument Date	Apr 6, 2023
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	COMMUNITY SETTLEMENT GROUP LLC, COMMUNITY STLMT GROUP LLC

Transaction

Amount	Amount on Record
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	175 FEDERAL ANN CT, WESTMINSTER, MD 21157-5753

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,500 Land $81,900 Building $275,600	$357,500 Land $81,900 Building $275,600
2023	$2,044.00	$180,900 Land $81,900 Building $99,000	$180,900 Land $81,900 Building $99,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 140 Bond St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Bond St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Quantum Internet & Telephone, Ting, Verizon.

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