140 Beth Ln, Santa Rosa Beach, FL 32459 Property Records

Walton County property record for 140 Beth Ln, Santa Rosa Beach, FL 32459 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,521 sqft · built 2016
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$1,500,000 (Aug 2024)
Tax Bill	$13,056 (2024)
Deeds & Mortgages	May 2021 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-3S-20-34180-00B-0140`

Property Details

APN / Parcel Number

Primary APN	`03-3S-20-34180-00B-0140`
Alternative APN	`1005814`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,521 sqft Living Area
Gross Area	5,150 sqft
Flooring	Tile
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Concrete Tile
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	15 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	1,363 sqft
Porch	Porch
Porch Area	420 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1005814
Street Address	140 BETH LN
City	SANTA ROSA BEACH
State	FL
Zip	32459-4260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 14 BLK B SANTA ROSA RIDGE UNIT I PB 4-22 OR 1320-12 OR 1983-126 OR 2870-4585 OR 2885-2361 OR 2915-4839 OR 3205-736 OR
Legal Range	20W
Legal Township	03S
Legal Section	03
Legal Subdivision	SANTA ROSA RIDGE UNIT I
Legal Block	B
Legal Lot Number	14
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1002
Census Tract	950604

Owner

Source: Walton County records · APN 03-3S-20-34180-00B-0140

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	140 BETH LN, SANTA ROSA BEACH, FL 32459-4260
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST
Jun 30, 2021	Warranty Deed, Transfer FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2024 · Amount on Record
Deed Sale	Aug 15, 2024 · Amount on Record
Prior Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	20240028787
Deed Book / Page	3333 / 2196
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	140 BETH LN, SANTA ROSA BEACH, FL 32459-4260
Transaction Type	Mortgage
Record Updated	Nov 24, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BETH LN, SANTA ROSA BEACH, FL 32459-4260

Mortgage

Document Number	0031990580
Date	May 21, 2021
Book Page	3199/580
Instrument	20210025724

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	140 BETH LN, SANTA ROSA BEACH, FL 32459-4260
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 JUDGE LOGUE RD, NEWTON, AL 36352-8605

Mortgage

Document Number	0032140216
Date	Aug 30, 2021
Book Page	3214/216
Instrument	20210043564

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	DOTHAN, AL 36302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 10, 2031

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	140 BETH LN, SANTA ROSA BEACH, FL 32459-4260
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	335 JUDGE LOGUE RD, NEWTON, AL 36352-8605

Mortgage

Document Number	0032141313
Date	Aug 31, 2021
Book Page	3214/1313
Instrument	20210043829

Lender

Name	RIVER BANK & TRUST
Type	Bank
Address	DOTHAN, AL 36302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 10, 2031

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jun 30, 2021
Property Address	140 BETH LN, SANTA ROSA BEACH, FL 32459-4260
Document Number	0032050736
Book / Page	3205 / 736
Map Reference	MB 4 PG 22
Instrument Date	Jun 28, 2021
Instrument	20210033006
Transaction Type	Transfer
Record Updated	Nov 24, 2021
Title Company	FLORIDIAN TITLE LLC, FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$11,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	174 WATERCOLOR WAY # WAY103-25, 174, SANTA ROSA BEACH, FL 32459-7350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BETH LN, SANTA ROSA BEACH, FL 32459-4260

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,182,194 (-20.1%) Land $450,000 Building $732,194	$1,182,194 (-20.1%) Land $450,000 Building $732,194
2024	$13,056.00 (-0.3%)
2023	$13,095.00 (+3.84%) Homeowner's exemption	$1,479,504 (+8.72%) Land $306,800 Building $1,172,704	$1,479,504 (+8.72%) Land $306,800 Building $1,172,704
2022	$12,611.00	$1,360,891 Land $340,548 Building $1,020,343	$1,360,891 Land $340,548 Building $1,020,343

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Cost	Premium on Record median of 294 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	579 units insured 285 under condo master policies
Nearby Flood Claims	11 (1995–2025)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Jan 2025, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 5 claims

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 699 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 97 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
Wildstar Networks	Fixed Wireless	200 / 50

May also be available at this address: Mediacom Communications, T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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