140 Benefit Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 140 Benefit Rd, Chesapeake, VA 23322

Property Summary

Property Type	Exempt (Full or Partial)
Details	5 bd · 3 ba · 2,654 sqft · built 2025
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,900 (Oct 2025)
Tax Bill	$5,407 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
APN	`0860000000570`

Property Details

APN / Parcel Number

Primary APN	`0860000000570`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,654 sqft Total Area

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	140 BENEFIT RD
City	CHESAPEAKE
State	VA
Zip	23322-2339
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15S: RESI
Legal Description	NR HICKORY 2 AC
Legal Subdivision	WHOLE MAP 086, DAVIS PLAT
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1013
Census Tract	21009

Owner

Source: Chesapeake City records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 BENEFIT RD, CHESAPEAKE, VA 23322-2339
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on Record
Deed Sale	Oct 6, 2025 · Amount on Record
Prior Sale	Feb 2, 2024 · Amount on Record
Deed Document Number	202523198
Deed Book / Page	10902 / 561
Record Updated	Oct 29, 2026

October 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 6, 2025
Property Address	140 BENEFIT RD, CHESAPEAKE, VA 23322-2339
Document Number	010902/561
Book / Page	10902 / 561
Map Reference	MB 233 PG 65
Instrument Date	Sep 26, 2025
Instrument	250023198
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 BENEFIT RD, CHESAPEAKE, VA 23322-2339

Mortgage

Document Number	0250023199
Date	Oct 6, 2025
Instrument	250023199

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$697,600 (+30.32%) Land $217,500 Building $480,100	$697,600 (+30.32%) Land $217,500 Building $480,100
2025	$5,407.00 (+542.93%)	$535,300 (+382.25%) Land $193,000 Building $342,300	$535,300 (+382.25%) Land $193,000 Building $342,300
2023		$111,000 (+15.15%) Land $111,000	$111,000 (+15.15%) Land $111,000
2022		$96,400 Land $96,000 Building $400	$96,400 Land $96,000 Building $400
2019	$841.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1999–2025)
Claims Outside the SFHA	10 of 10
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 58% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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