140 Belflora Way, Oceanside, CA 92057 Property Records

San Diego County property record for 140 Belflora Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,921 sqft · built 1996
Lot Size	0.87 acres (3,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$916,000 (Feb 2024)
Tax Bill	$10,401 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-641-17-00`

Property Details

APN / Parcel Number

Primary APN	`160-641-17-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,921 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	3,809 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	140 BELFLORA WAY
City	OCEANSIDE
State	CA
Zip	92057-7600
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-6
Legal Description	LOT 103 TR 013264
Legal Subdivision	IVEY RANCH
Legal Tract	013264
Legal Block	1
Legal Lot Number	103
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18523

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 BELFLORA WAY, OCEANSIDE, CA 92057-7600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2024	Grant Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Jun 22, 2021	Grant Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Prior Sale	Jun 22, 2021 · Amount on Record
Deed Document Number	202442469
Prior Transfer Date	Aug 30, 2002
Prior Transfer Doc	0000764669
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	140 BELFLORA WAY, OCEANSIDE, CA 92057-7600
Transaction Type	Mortgage
Record Updated	Oct 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BELFLORA WAY, OCEANSIDE, CA 92057-7600

Mortgage

Document Number	0000286824
Date	Oct 14, 2025
Instrument	2025-0286824

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2024
Property Address	140 BELFLORA WAY, OCEANSIDE, CA 92057-7600
Document Number	0000042469
Map Reference	MAP 13264
Instrument Date	Feb 7, 2024
Instrument	2024-0042469
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	140 BELFLORA WAY, OCEANSIDE, CA 92057-7600

Mortgage

Document Number	0000042470
Date	Feb 20, 2024
Instrument	2024-0042470

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 22, 2021
Property Address	140 BELFLORA WAY, OCEANSIDE, CA 92057-7600
Document Number	0000454897
Map Reference	MAP 13264
Instrument Date	Jun 3, 2021
Instrument	2021-0454897
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	LAWYERS TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	140 BELFLORA WAY, OCEANSIDE, CA 92057-7600

Mortgage

Document Number	0000454898
Date	Jun 22, 2021
Instrument	2021-0454898

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$953,005 (+2%) Land $177,541 Building $775,464
2025	$10,401.00 (+20.03%) Homeowner's exemption	$934,319 (+18.63%) Land $174,060 Building $760,259
2023	$8,665.00 (+1.56%) Homeowner's exemption	$787,580 Land $146,724 Building $640,856
2022	$8,532.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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