Seminole County property record for 140 Beech St, Oviedo, FL 32765
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,293 sqft · built 1992 |
| Lot Size | 0.218 acres (9,529 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $379,500 (Nov 2017) |
| Tax Bill | $5,527 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-31-506-0B00-0080 |
| Primary APN | 03-21-31-506-0B00-0080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,293 sqft Living Area |
| 1st Floor Area | 2,293 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,529 sqft |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 222 sqft |
| Patio Area | 1 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 140 BEECH ST |
|---|---|
| City | OVIEDO |
| State | FL |
| Zip | 32765-6879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK B TWIN OAKS PB 18 PGS 55 & 56 |
| Legal Range | 31E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | TWIN OAKS |
| Legal Tract | 506 |
| Legal Block | B |
| Legal Lot Number | 8 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21311 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 140 BEECH ST, OVIEDO, FL 32765-6879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Nov 29, 2017 | Warranty Deed, Transfer · Conventional with PMI WATERSTONE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2017 · Amount on Record |
| Deed Sale | Nov 29, 2017 · Amount on Record |
| Prior Sale | Aug 4, 1999 · Amount on Record |
| Deed Document Number | 2017120185 |
| Deed Book / Page | 009031 / 000444 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Property Address | 140 BEECH ST, OVIEDO, FL 32765-6879 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MORTGAGE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 140 BEECH ST, OVIEDO, FL 32765-6879 |
| Document Number | 0096881370 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 9688/1370 |
| Instrument | 2020094393 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Nov 29, 2017 |
| Property Address | 140 BEECH ST, OVIEDO, FL 32765-6879 |
| Document Number | 0090310444 |
| Book / Page | 009031 / 000444 |
| Instrument Date | Nov 10, 2017 |
| Instrument | 120185 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | SUNBELT TITLE (AGENCY) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,656.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 140 BEECH ST OVIEDO FL 327656879, OVIEDO, FL 32765-6879 |
| Document Number | 90310445 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 009031/000445 |
| Instrument | 120186 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 28, 2047 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Oviedo City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,527.00 (+14.1%) Homeowner's exemption | $361,638 (+5.99%) | $536,699 (+6.65%) Land $130,000 Building $406,699 |
| 2023 | $4,844.00 (+2.69%) Homeowner's exemption | $341,210 (+3%) | $503,214 (+0.72%) Land $120,000 Building $383,214 |
| 2022 | $4,717.00 Homeowner's exemption | $331,272 | $499,614 Land $120,000 Building $379,614 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 100 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 100 in force |
| Nearby Flood Claims | 20 (2001–2024) |
| Claims Outside the SFHA | 15 of 20 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures