140 Bear Oak Dr, Smithfield, NC 27577 Property Records

Johnston County property record for 140 Bear Oak Dr, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,574 sqft · built 2005
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (May 2011)
Tax Bill$1,774 (2026)
Deeds & MortgagesFeb 2023 Mortgage
Dec 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17J07019Z

Property Details

APN / Parcel Number

Primary APN17J07019Z
Alternative APN
  • 2000159123

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,574 sqft Living Area
Gross Area1,948 sqft
1st Floor Area1,574 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)

Exterior Amenities

PorchPatio
Porch Area212 sqft
Deck Area162 sqft
Patio Area162 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000159123
Street Address140 BEAR OAK DR
CitySMITHFIELD
StateNC
Zip27577-9667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionLT 172 TRALEE 65/177 1686
Legal SubdivisionTRALEE SUBDIVISION
Legal Lot Number172
JurisdictionJOHNSTON NC
Township / Civil DivisionWILSON MILLS
Census Block Group1
Census Block1010
Census Tract40904

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address140 BEAR OAK DR, SMITHFIELD, NC 27577-9667
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2023Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Dec 30, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 12, 2017Loan Modification, Mortgage · Conventional with PMI
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2011 · Amount on Record
Deed SaleMay 19, 2011 · Amount on Record
Prior SaleMay 3, 2005 · Amount on Record
Deed Document Number2011316486
Deed Book / Page3983 / 910
Record UpdatedOct 29, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address140 BEAR OAK DR, SMITHFIELD, NC 27577-9667
Transaction TypeMortgage
Record UpdatedMar 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 BEAR OAK DR, SMITHFIELD, NC 27577-9667

Mortgage

Document Number0000005176
DateFeb 27, 2023
Book Page6427/917
Instrument2023005176
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address140 BEAR OAK DR, SMITHFIELD, NC 27577-9667
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000789485
DateDec 30, 2021
Book Page6150/794
Instrument2021789485
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionJOHNSTON NC
Property Address140 BEAR OAK DR, SMITHFIELD, NC 27577-9667
Document Number0000538732
Book / Page004998 / 000826
Instrument DateJul 12, 2017
Transaction TypeMortgage
Record UpdatedAug 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address140 BEAR OAK DR SMITHFIELD NC 275779667, SMITHFIELD, NC 27577-9667

Mortgage

Document Number0000538732
DateJul 28, 2017
Book Page004998/000826
Instrument538732
Lender
NameJP MORGAN CHASE BK
TypeBank
AddressMONROE, LA 71203-4774
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 27, 2047
Interest
Rate3.87%

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,774.00 (+45.05%)$283,930 (+78.65%) Land $60,000 Building $223,930$283,930 (+78.65%) Land $60,000 Building $223,930
2023$1,223.00$158,930 Land $32,000 Building $126,930$158,930 Land $32,000 Building $126,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTON CO-WEST
serves 99,027 people · EPA ID NC0351070
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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