140 Baywind Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 140 Baywind Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,610 sqft · built 1987
Lot Size	0.356 acres (15,517 sqft)
Owner	Individual Name on Record
Last Sale	$489,900 (Aug 2021)
Tax Bill	$5,050 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`C56-000-596-7993-6`

Property Details

APN / Parcel Number

Primary APN	`C56-000-596-7993-6`
Alternative APNs	`26-1S-22-461B-000B-0210` `22S126461B000B0210`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,610 sqft Living Area
Gross Area	3,816 sqft
1st Floor Area	1,356 sqft
Upper Floors Area	1,254 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	15,517 sqft (0.356 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Finished/Open Porch
Porch Area	630 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	140 BAYWIND DR
City	NICEVILLE
State	FL
Zip	32578-4800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHWIND PH IIAT B/B LOT 21 BLK B
Legal Range	22W
Legal Township	01S
Legal Section	26
Legal Subdivision	SOUTHWIND PH IIAT B/B
Legal Phase	IIAT
Legal Block	B
Legal Lot Number	21
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	3
Census Block	3009
Census Tract	21001

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	140 BAYWIND DR, NICEVILLE, FL 32578-4800
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on Record
Deed Sale	Aug 10, 2021 · Amount on Record
Deed Document Number	20213479130
Deed Book / Page	3566 / 1254
Prior Transfer Date	Sep 30, 2008
Prior Transfer Doc	0028604917
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 10, 2021
Property Address	140 BAYWIND DR, NICEVILLE, FL 32578-4800
Document Number	0035661254
Book / Page	3566 / 1254
Map Reference	MB 10 PG 36
Instrument Date	Aug 6, 2021
Instrument	3479130
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	AQUA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,429.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	822 NW 36TH TER, 822, GAINESVILLE, FL 32605-4934

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 BAYWIND DR, NICEVILLE, FL 32578-4800

Mortgage

Document Number	35661256
Date	Aug 10, 2021
Instrument	3566/1256

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,050.00 (+5.27%) Homeowner's exemption	$460,085 (+5.92%) Land $138,807 Building $321,278	$460,085 (+1.47%) Land $138,807 Building $321,278
2023	$4,797.00 (+2.41%) Homeowner's exemption	$434,354 (+3%)	$453,414 (+7.52%) Land $128,321 Building $325,093
2022	$4,684.00 Homeowner's exemption	$421,703 Land $116,391 Building $305,312	$421,703 Land $116,391 Building $305,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 125 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	133 units insured incl. 8 condo units
Nearby Flood Claims	25 (1985–2020)
Claims Outside the SFHA	23 of 25
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 6 claims Hurricane Georges, Sep 1998 · 3 claims Hurricane Opal, Oct 1995 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20