Middlesex County and Shirley Town property record for 140 Ayer Rd, Shirley, MA 01464
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,835 sqft · built 2003 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,978 (2026) |
| Deeds & Mortgages | Feb 2023 Sale Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SHIR M:0025 B:000B L:00006 |
| Primary APN | SHIR M:0025 B:000B L:00006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,835 sqft Living Area |
| Gross Area | 4,092 sqft |
| Basement Area | 1,620 sqft |
| Unfinished Basement | 405 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Detached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 140 AYER RD |
|---|---|
| City | SHIRLEY |
| State | MA |
| Zip | 01464-2518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | I |
| Legal Block | B |
| Legal Lot Number | 6 |
| Jurisdiction | SHIRLEY MA |
| Township / Civil Division | SHIRLEY |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 388200 |
140 Ayer Rd is owned and occupied by an individual who acquired it in February 2023.
Source: Middlesex County and Shirley Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 AYER RD, SHIRLEY, MA 01464-2518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 17, 2023 | Redemption Deed, Transfer |
| Nov 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Feb 1, 2023 |
| Transfer Doc | 081261-343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | SHIRLEY MA |
| Recording Date | Feb 17, 2023 |
| Property Address | 140 AYER RD, SHIRLEY, MA 01464-2518 |
| Document Number | 081261-343 |
| Book / Page | 81261 / 343 |
| Instrument Date | Feb 1, 2023 |
| Instrument | 17374 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIRLEY MA |
| Property Address | 140 AYER RD, SHIRLEY, MA 01464-2518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73584-471 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 73584/471 |
| Instrument | 171246 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2026 property tax bill for 140 Ayer Rd was $6,978, up 10,161.8% from the year before.
Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Shirley Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,978.00 (+10,161.76%) | $563,200 (+6.02%) Land $150,000 Building $413,200 | $616,849 (-1.92%) |
| 2025 | $68.00 (-99.01%) | $531,200 (+4.75%) Land $130,800 Building $400,400 | $628,900 |
| 2024 | $6,881.00 (+4.45%) | $507,100 (+9.15%) Land $119,200 Building $387,900 | |
| 2023 | $6,588.00 | $464,600 Land $119,200 Building $345,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Ayer Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1982–2010) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 Ayer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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