Madison County property record for 140 Avawam Dr, Richmond, KY 40475
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5.66 acres (246,746 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $800,000 (Oct 2024) |
| Tax Bill | $7,544 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jul 2024 Line of Credit + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0025-0000-0011 |
| Primary APN | 0025-0000-0011 |
|---|---|
| Alternative APNs |
|
| Lot Area | 246,746 sqft (5.66 acres) |
|---|
| Account Number | 68800 |
|---|---|
| Street Address | 140 AVAWAM DR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BOONES TRACE LOT 11 SEC 1 |
| Legal Subdivision | BOONES TRACE |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10103 |
Source: Madison County records, as of April 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jun 29, 2023 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND VALLEY NATL BANK & TRUST CO |
| Jul 1, 2024 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Apr 6, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage BAXTER CREDIT UNION |
| Apr 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION |
| Oct 27, 2023 | Deed, Construction Loan · Construction Mortgage COMMUNITY TRUST BANK INC |
| May 8, 2023 | Deed, Construction Loan |
| Apr 6, 2022 | Special Warranty Deed, Transfer |
| Apr 6, 2022 | Special Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK RUSSELL SPRINGS |
| Dec 28, 2020 | Commissioner's Deed, Foreclosure |
| Sep 18, 2018 | Special Warranty Deed, Transfer BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2024 · Amount on Record |
| Deed Sale | Oct 21, 2024 · Amount on Record |
| Prior Sale | Oct 27, 2023 · Amount on Record |
| Deed Document Number | 202414227553 |
| Deed Book / Page | 858 / 771 |
| Last Transfer Date | Mar 24, 2026 |
| Transfer Doc | 0014336094 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M2243/590 |
|---|---|
| Date | Jun 29, 2023 |
| Book Page | M2243/590 |
| Instrument | 2014153935 |
| Name | CUMBERLAND VALLEY NATL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LONDON, KY 40743 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M2309/52 |
|---|---|
| Date | Jul 1, 2024 |
| Book Page | M2309/52 |
| Instrument | 2014210954 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 6, 2026 |
| Property Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Document Number | 0014336094 |
| Book / Page | 881 / 49 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202614336094 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE INFORMATION SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Document Number | 0014336101, |
|---|---|
| Date | Apr 6, 2026 |
| Instrument | 202614336101 |
| Name | BAXTER CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.35% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 6, 2026 |
| Property Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Document Number | 0014336101 |
| Book / Page | 2457 / 311 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 202614336101 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE |
| Name | Verified Name |
|---|---|
| Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Document Number | 0014336101, |
|---|---|
| Date | Apr 6, 2026 |
| Book Page | 2457/311 |
| Instrument | 202614336101 |
| Name | BAXTER CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.44% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 27, 2023 |
| Property Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Document Number | 00D845/278 |
| Book / Page | D845 / 278 |
| Map Reference | MB 36 PG 60 |
| Instrument Date | Oct 13, 2023 |
| Instrument | 2014174237 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Document Number | 2014174240 |
|---|---|
| Date | Oct 27, 2023 |
| Instrument | 2014174240 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 371 Months |
| Due | Sep 19, 2054 |
| Max Rate At Change | 8.12% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | May 8, 2023 |
| Property Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Document Number | 00D837/753 |
| Book / Page | D837 / 753 |
| Map Reference | MB 6 PG 60 |
| Instrument Date | May 5, 2023 |
| Instrument | 2014143751 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 9, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 189, RICHMOND, KY 40476-0189 |
| Name | Verified Name |
|---|---|
| Address | 612 PERS MAR RD TRAIL, RICHMOND, KY 40475 |
| Investor | Possibly a Property Investor |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 6, 2022 |
| Property Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Document Number | 00D821/105 |
| Book / Page | D821 / 105 |
| Map Reference | MB 6 PG 60 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2014085198 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $21.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1214 ASHLEY CIR, 1214, BOWLING GREEN, KY 42104-3338 |
| Name | Verified Name |
|---|---|
| Address | 599 KINDRED LN, BEREA, KY 40403-9249 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Apr 6, 2022 |
| Property Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Document Number | 00D821/105 |
| Book / Page | D821 / 105 |
| Map Reference | MB 6 PG 60 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 2014085198 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $21.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1214 ASHLEY CIR, BOWLING GREEN, KY 42104-3338 |
| Name | Verified Name |
|---|---|
| Address | 599 KINDRED LN, BEREA, KY 40403-9249 |
| Investor | Possibly a Property Investor |
| Document Number | 0M2150/604 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | M2150/604 |
| Instrument | 2014086169 |
| Name | FIRST NATIONAL BANK RUSSELL SPRINGS |
|---|---|
| Type | Bank |
| Address | RUSSELL SPRINGS, KY 42642 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Apr 11, 2023 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Dec 28, 2020 |
| Property Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Document Number | D00799/68 |
| Book / Page | D00799 / 68 |
| Map Reference | MB 6 PG 60 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2014026580 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1214 ASHLEY CIR, BOWLING GREEN, KY 42104-3338 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Sep 18, 2018 |
| Property Address | 140 AVAWAM DR, RICHMOND, KY 40475-9192 |
| Document Number | D00764/557 |
| Book / Page | D00764 / 557 |
| Map Reference | CAB16 PG179 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 2013982069 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 KINGSLEY DR, 5001, CINCINNATI, OH 45227-1114 |
| Name | Verified Name |
|---|---|
| Address | 824 WIMBLEDON TER, RICHMOND, KY 40475-8869 |
Source: Madison County assessment roll, as of December 9, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,544.00 (+3,616.26%) | $800,000 (+3,709.52%) | $800,000 (+3,709.52%) |
| 2023 | $203.00 (-0.49%) | $21,000 (-) | $21,000 (-) |
| 2022 | $204.00 | $21,000 | $21,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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