140 Ashland Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 140 Ashland Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,363 sqft · built 1930
Lot Size	0.162 acres (7,057 sqft)
Owner	2 Individual Names on File
Last Sale	$828,000 (Sep 2019)
Tax Bill	$17,593 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04704-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`18-04704-0000-00008`
Alternative APNs	`1800095K00018` `180470400008`

Interior

Stories	2 Stories
Building Area	2,363 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,057 sqft (0.162 acres)

Location & Zoning

Old Parcel Number	1800095K00018
Street Address	140 ASHLAND RD
City	SUMMIT
State	NJ
Zip	07901-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	GLEN OAKS
Legal Block	4704
Legal Lot Number	8
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1020
Census Tract	37900

Owner

140 Ashland Rd is owned and occupied by two individuals who bought it in September 2019.

Source: Union County and Summit City records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 ASHLAND RD, SUMMIT, NJ 07901-3243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage EMM LOANS LLC
Sep 4, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Nov 12, 2010 · Amount on File
Deed Document Number	2019316726
Deed Book / Page	6338 / 353
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	140 ASHLAND RD, SUMMIT, NJ 07901-3243
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148512909
Date	Jan 5, 2021
Book Page	14851/2909
Instrument	317

Lender

Name	EMM LOANS LLC
Type	Mortgage Company
Address	CHERRY HILL, NJ 08002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Sep 4, 2019
Property Address	140 ASHLAND RD, SUMMIT, NJ 07901-3243
Document Number	0063380353
Book / Page	006338 / 000353
Instrument Date	Aug 15, 2019
Instrument	316726
Transaction Type	Transfer
Record Updated	Sep 20, 2019
Title Company	GREEN HILL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$828.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	140 ASHLAND RD SUMMIT NJ 079013243, SUMMIT, NJ 07901-3243

Mortgage

Document Number	145920101
Date	Sep 4, 2019
Book Page	014592/000101
Instrument	677972

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 140 Ashland Rd was $17,593, up 2.6% from the year before.

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$393,500 (-) Land $176,600 Building $216,900	$393,500 (-) Land $176,600 Building $216,900
2025	$17,593.00 (+2.64%)	$393,500 Land $176,600 Building $216,900	$393,500 Land $176,600 Building $216,900
2024	$17,140.00
2023		$393,500 Land $176,600 Building $216,900	$393,500 Land $176,600 Building $216,900
2022	$16,853.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 140 Ashland Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 Ashland Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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