McLeod County property record for 140 3rd St S, Winsted, MN 55395
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,138 sqft · built 1953 |
| Lot Size | 0.237 acres (10,362 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,050 (2026) |
| Deeds & Mortgages | Mar 2023 Mortgage Apr 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 21.079.0290 |
| Primary APN | 21.079.0290 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,138 sqft Total Area |
| 1st Floor Area | 1,156 sqft |
| Basement Area | 875 sqft |
| Finished Basement | 875 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,362 sqft (0.237 acres) |
| Lot Dimensions | 157 ft deep x 66 ft wide |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 140 3RD ST S |
|---|---|
| City | WINSTED |
| State | MN |
| Zip | 55395-7755 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARRETT'S 2ND ADD LOT-009 BLOCK-003 |
| Legal Subdivision | BARRETT'S 2ND ADD |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | MCLEOD MN |
| Township / Civil Division | WINSTED |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 950100 |
140 3rd St S is owned and occupied by two individuals who acquired it in April 2021.
Source: McLeod County records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 140 3RD ST S, WINSTED, MN 55395-7755 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS ALLIANCE BANK |
| Apr 16, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 |
| Deed Sale | Apr 16, 2021 |
| Deed Document Number | 2021451981 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLEOD MN |
| Property Address | 140 3RD ST S, WINSTED, MN 55395-7755 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000463244 |
|---|---|
| Date | Mar 31, 2023 |
| Instrument | 463244 |
| Name | CITIZENS ALLIANCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLEOD MN |
| Recording Date | Apr 16, 2021 |
| Property Address | 140 3RD ST S, WINSTED, MN 55395-7755 |
| Document Number | 451981 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 451981 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 213, WINSTED, MN 55395-0213 |
The 2026 property tax bill for 140 3rd St S was $3,050 with a homeowner's exemption.
Source: McLeod County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | McLeod County |
| Municipality | Winsted City |
| Unified School District | Howard Lake-Waverly-Winsted (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,050.00 Homeowner's exemption | ||
| 2025 | $221,500 Land $35,300 Building $186,200 | $221,500 Land $35,300 Building $186,200 | |
| 2022 | $198,500 Land $33,700 Building $164,800 | $198,500 Land $33,700 Building $164,800 | |
| 2019 | $2,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 3rd St S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective January 23, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 140 3rd St S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Winsted serves 2,226 people · EPA ID MN1430010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable · Fiber in parts of the area | 2,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures