140 2nd St, Pacific Grove, CA 93950 Property Records

Monterey County property record for 140 2nd St, Pacific Grove, CA 93950

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,143 sqft · built 1925
Lot Size	0.085 acres (3,700 sqft)
Owner	Company Name on Record
Last Sale	$212,000 (Sep 2007)
Tax Bill	$3,482 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-227-007-000`

Property Details

APN / Parcel Number

Primary APN	`006-227-007-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,143 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	3,700 sqft (0.085 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	140 2ND ST
City	PACIFIC GROVE
State	CA
Zip	93950-3031
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	PACIFIC GROVE RETREAT LOTS 14 & 16 BLK 4
Legal Subdivision	PACIFIC GROVE RETREAT
Legal Block	4
Legal Lot Number	14,16
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1020
Census Tract	12401

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	140 2ND ST, PACIFIC GROVE, CA 93950-3031
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Dec 21, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2007 · Amount on Record
Deed Sale	Sep 19, 2007 · Amount on Record
Deed Document Number	200772224
Prior Transfer Date	Jul 30, 2007
Prior Transfer Doc	0000072224
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	140 2ND ST, PACIFIC GROVE, CA 93950-3031
Transaction Type	Mortgage
Record Updated	Jan 10, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 2ND ST, PACIFIC GROVE, CA 93950-3031

Mortgage

Document Number	0000085721
Date	Dec 28, 2021
Instrument	2021085721

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95834

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	140 2ND ST, PACIFIC GROVE, CA 93950-3031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 2ND ST, PACIFIC GROVE, CA 93950-3031

Mortgage

Document Number	0000060290
Date	Oct 22, 2020
Instrument	2020060290

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY CA
Recording Date	Dec 21, 2020
Property Address	140 2ND ST, PACIFIC GROVE, CA 93950-3031
Document Number	0000076514
Instrument Date	Dec 12, 2020
Instrument	76514
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	140 2ND ST PACIFIC GROVE CA 939503031, PACIFIC GROVE, CA 93950-3031

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$327,509 (+2%) Land $234,303 Building $93,206
2025	$3,482.00 (-18.45%) Homeowner's exemption	$321,088 (+4.04%) Land $229,709 Building $91,379
2023	$4,270.00 (+29.12%) Homeowner's exemption	$308,622 Land $220,790 Building $87,832
2022	$3,307.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Razzolink.

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