140 14th Ave, Vero Beach, FL 32962 Property Records

Indian River County property record for 140 14th Ave, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,590 sqft · built 1990
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jun 2026)
Tax Bill	$4,462 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-14-00012-0005-00009.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-14-00012-0005-00009.0`
Alternative APN	`78324`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
Gross Area	2,186 sqft
1st Floor Area	1,590 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	118 ft deep x 77 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	1,476 sqft
Porch	Screened Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	140 14TH AVE
City	VERO BEACH
State	FL
Zip	32962-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	INDIAN RIVER HEIGHTS UNIT 4 BLK E LOT 9 PBI 6-86
Legal Range	39E
Legal Township	33S
Legal Section	14
Legal Subdivision	INDIAN RIVER HEIGHTS UNIT 4
Legal Block	E
Legal Lot Number	9
Legal Unit	4
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1021
Census Tract	50603

Owner

140 14th Ave is owned and occupied by two individuals who bought it in June 2026.

Source: Indian River County records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 14TH AVE, VERO BEACH, FL 32962-2715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on File
Deed Sale	Jun 29, 2026 · Amount on File
Deed Document Number	202630914
Deed Book / Page	3870 / 2119
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jun 29, 2026
Property Address	140 14TH AVE, VERO BEACH, FL 32962-2715
Document Number	0000030914
Book / Page	3870 / 2119
Instrument Date	Jun 17, 2026
Instrument	202630914
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	PROFESSIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 14TH AVE, VERO BEACH, FL 32962-2715

Mortgage

Document Number	0000030915,
Date	Jun 29, 2026
Instrument	202630915

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 140 14th Ave was $4,462.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,462.00	$288,628 Land $35,638 Building $252,990	$288,628 Land $35,638 Building $252,990
2023	$901.00 (+4.04%)	$91,731 (+3%)	$279,166 (+16.38%) Land $29,158 Building $250,008
2022	$866.00	$89,059	$239,870 Land $29,158 Building $210,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 140 14th Ave in Zone X, an area of minimal flood risk, though there have been 24 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	24 (1983–2025)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 140 14th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20