Hampden County and Ludlow Town property record for 14 Worcester St, Ludlow, MA 01056
| Property Type | Restaurant |
|---|---|
| Details | 3,144 sqft · built 1945 |
| Lot Size | 0.388 acres (16,896 sqft) |
| Owner | Company Name on File |
| Last Sale | $191,513 (Apr 1996) |
| Tax Bill | $5,597 (2026) |
| Deeds & Mortgages | Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:14B-18800 B:290 L:0 |
| Primary APN | M:14B-18800 B:290 L:0 |
|---|---|
| Alternative APNs |
|
| Total Rooms | 13 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 3,144 sqft Total Area |
| Gross Area | 7,000 sqft |
| Basement Area | 3,144 sqft |
| Unfinished Basement | 3,144 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,896 sqft (0.388 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 9043 |
|---|---|
| Street Address | 14 WORCESTER ST |
| City | LUDLOW |
| State | MA |
| Zip | 01056-3539 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Local Zoning Code | BUS B |
| Legal Block | 18800 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 810403 |
14 Worcester St, a commercial property, is owned by a company that bought it in April 1996.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14 WORCESTER ST, LUDLOW, MA 01056-3539 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 1996 · Amount on File |
| Deed Sale | Apr 26, 1996 · Amount on File |
| Prior Sale | Sep 25, 1987 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUDLOW MA |
| Property Address | 14 WORCESTER ST, LUDLOW, MA 01056-3539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22386-564 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 22386/564 |
| Instrument | 59319 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 14 Worcester St was $5,597, up 9.5% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $5,597.00 (+9.53%) | $349,600 (+18.71%) Land $143,700 Building $205,900 |
| 2025 | $5,110.00 (-7.07%) | $294,500 (-3.13%) Land $130,400 Building $164,100 |
| 2024 | $5,499.00 (+0.66%) | $304,000 (+8.57%) Land $123,800 Building $180,200 |
| 2023 | $5,463.00 | $280,000 Land $112,600 Building $167,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 14 Worcester St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 Worcester St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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