14 Winterhaven Ct, San Ramon, CA 94583 Property Records

Contra Costa County property record for 14 Winterhaven Ct, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 960 sqft · built 1963
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,845 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`210-250-023-4`

Property Details

APN / Parcel Number

Primary APN	`210-250-023-4`
Alternative APN	`210-250-023`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	14 WINTERHAVEN CT
City	SAN RAMON
State	CA
Zip	94583-3926
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3024 LOT 30 EX 1/2 MR
Legal Subdivision	SUBDIVISION 3024
Legal Tract	3024
Legal Lot Number	30
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4004
Census Tract	345103

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 WINTERHAVEN CT, SAN RAMON, CA 94583-3926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Dec 28, 2022	Intrafamily Transfer, Transfer CHICAGO TITLE COMPANY
Apr 17, 2018	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Apr 17, 2018	Grant Deed, Transfer · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 20, 1994
Transfer Doc	0000001178
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	14 WINTERHAVEN CT, SAN RAMON, CA 94583-3926
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 BURNING TREE DR, SAN RAMON, CA 94583-3610

Mortgage

Document Number	0000156475
Date	May 27, 2021
Instrument	2021-156475

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Dec 28, 2022
Property Address	14 WINTERHAVEN CT, SAN RAMON, CA 94583-3926
Document Number	0000188736
Map Reference	MB 91 PG 12T
Instrument Date	May 20, 2021
Instrument	2022-188736
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	14 WINTERHAVEN CT, SAN RAMON, CA 94583-3926

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 17, 2018
Property Address	14 WINTERHAVEN CT, SAN RAMON, CA 94583-3926
Document Number	0000058789
Instrument Date	Apr 13, 2018
Instrument	58789
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	14 WINTERHAVEN CT SAN RAMON CA 945833926, SAN RAMON, CA 94583-3926

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 17, 2018
Property Address	14 WINTERHAVEN CT, SAN RAMON, CA 94583-3926
Document Number	0000058790
Instrument Date	Apr 11, 2018
Instrument	58790
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	14 WINTERHAVEN CT SAN RAMON CA 945833926, SAN RAMON, CA 94583-3926

Mortgage

Document Number	58791
Date	Apr 17, 2018
Instrument	58791

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,208 (+2%) Land $580,291 Building $78,917
2025	$7,845.00 (+3.71%)	$646,283 (+4.04%) Land $568,913 Building $77,370
2023	$7,564.00 (+0.72%)	$621,188 Land $546,822 Building $74,366
2022	$7,510.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	4 (2022–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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