14 Winston Dr, Guyton, GA 31312 Property Records

Effingham County property record for 14 Winston Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,163 sqft · built 2014
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$106,500 (Aug 2014)
Tax Bill	$1,584 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G0270-104-000`

Property Details

APN / Parcel Number

Primary APN	`G0270-104-000`
Alternative APNs	`G0270104` `22495`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,163 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	240 sqft
Porch	Slab
Porch Area	35 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22495
Street Address	14 WINSTON DR
City	GUYTON
State	GA
Zip	31312-4694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.29 AC LOT 104 OUT G26-1A
Legal Subdivision	CROSSGATE
Legal Lot Number	104
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	4
Census Block	4069
Census Tract	30204

Owner

14 Winston Dr is owned and occupied by an individual who bought it in August 2014.

Source: Effingham County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	14 WINSTON DR, GUYTON, GA 31312-4694
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Deed of Trust, Mortgage · USDA Mortgage AMERIS BANK
Aug 26, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2014 · Amount on File
Deed Sale	Aug 1, 2014 · Amount on File
Prior Sale	Jun 5, 2014 · Amount on File
Deed Document Number	20141800
Deed Book / Page	2255 / 452
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 7, 2026
Property Address	14 WINSTON DR, GUYTON, GA 31312-4694
Document Number	0000003035/0000000664
Book / Page	3035 / 664
Instrument Date	Apr 7, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WINSTON DR, GUYTON, GA 31312-4694
Investor	Possibly a Property Investor

Mortgage

Document Number	3035000664,
Date	Apr 7, 2026
Book Page	3035/664

Lender

Name	AMERIS BANK

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2041

Interest

Rate	5.5%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	14 WINSTON DR, GUYTON, GA 31312-4694
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WINSTON DR, GUYTON, GA 31312-4694

Mortgage

Document Number	0000002542/0000000545
Date	Aug 26, 2019
Book Page	0000002542/0000000545
Instrument	007168

Lender

Name	CARRINGTON MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14 Winston Dr was $1,584 with a homeowner's exemption, up 10.7% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Municipality	Guyton City
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,832 (-1.88%) Land $22,800 Building $77,032	$249,580 (-1.88%) Land $57,000 Building $192,580
2025	$1,584.00 (+10.69%) Homeowner's exemption	$101,748 (+12.62%) Land $22,800 Building $78,948	$254,371 (+12.62%) Land $57,000 Building $197,371
2024	$1,431.00 Homeowner's exemption	$90,348 Land $22,800 Building $67,548	$225,870 Land $57,000 Building $168,870
2022	$1,320.00 Homeowner's exemption	$59,746 Land $14,800 Building $44,946	$149,365 Land $37,000 Building $112,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Winston Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Winston Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Winston Dr

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